Bella Mertz

Wharton finance professor Michael R. Roberts reexamines whether, in the current financial climate, homeowners would be better off investing their excess money rather than using it to pay down their mortgage. In this opinion piece, Wharton finance professor Michael R. Roberts reexamines whether, in the current financial climate, homeowners would be better off investing their … Read more

There are many reasons you might not pay off your credit card bill in full. Maybe there’s a large expense you need to pay off over time. Perhaps your credit card is currently offering a promotional annual percentage rate (APR) and you aren’t paying interest on your purchases yet. Continue reading to learn more about … Read more

Although there isn’t a minimum credit score required to be approved for an auto loan, most accepted applicants have scores above 660. While a low credit score won’t always prevent you from obtaining an auto loan, it will probably result in a higher interest rate. Here’s what you should know about credit scores for auto … Read more

Fact Checked Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors opinions or evaluations. Credit cards are handy for making regular purchases and helpful for establishing a positive credit history, but if not used responsibly, they can lead to unintended debt. The maximum limit that is … Read more

Having a cosigner on your auto loan can help you qualify for better interest rates and make the loan application process easier if you have a limited credit history or low credit score. Experian, TransUnion and Equifax now offer all U.S. consumers free weekly credit reports through AnnualCreditReport.com. When you have poor credit or a … Read more

Are you a frequent Walmart shopper looking to maximize your rewards? Look no further than the Capital One Walmart Rewards Card! This card offers a generous 5% cash back on Walmart.com purchases including pickup and delivery, making it a top choice for savvy shoppers. Key Features: 5% Cash Back on Walmart.com: Earn a whopping 5% … Read more

Being unemployed is stressful; to minimize the strain, act fast. Without a job, you might be able to obtain a personal loan, and applying sooner will likely result in better terms. Here’s how to get a personal loan when you’re unemployed: Navigating the financial landscape as a new employee can be tricky, especially when it … Read more

Are you facing a short-term financial emergency? A Credit Access Business (CAB) loan might be the solution you’re looking for. These loans are designed to provide quick and easy access to cash when you need it most. But before you jump in, let’s take a closer look at what CAB loans are, how they work, … Read more

Dealing with debt can be a stressful experience, especially when you’re unsure how creditors will track you down. One of the biggest concerns for many people is the possibility of having their bank accounts accessed by debt collectors. This article will delve into the ways debt collectors can find your bank accounts, and what you … Read more

A recast fee is a one-time charge that lenders may impose when you recast your mortgage. This fee typically ranges from a few hundred to a few thousand dollars depending on the lender and the size of your loan. Here’s a breakdown of what a recast fee is and how it works: What is it? … Read more