Bella Mertz International humanitarian organizations claim they still encounter violence and practical challenges when attempting to provide aid throughout the famine-threatened region, following the death of World Central Kitchen aid workers in Gaza due to an Israel airstrike that drew international condemnation. A week after the World Central Kitchen attack, UNICEF spokesperson Tess Ingram tells TIME over … Read more
Unlocking the Power of a 700 Credit Score: Your credit score is a crucial factor in your financial life, impacting your ability to secure loans, rent an apartment, and even land your dream job A score of 700 or above is considered “good” and opens doors to better interest rates, lower insurance premiums, and a … Read more
In order to obtain a loan, borrowers who want to buy or refinance a home must be approved by a lender. Banks must confirm the borrower’s financial details and might ask for the completion and mailing of a proof of deposit/verification of deposit (POD/VOD) form to the borrower’s bank. The borrower may be required to … Read more
Debt collection: a phrase that evokes feelings of stress, frustration, and sometimes, anger It’s understandable to feel overwhelmed when dealing with persistent calls and demands for payment. But in the heat of the moment, you might wonder: is it okay to swear at a debt collector? Before we delve into the legalities, let’s acknowledge the … Read more
Buying a home can be an exciting part of a persons life. It is among the largest investments one can make in their lifetime and signifies a sense of accomplishment. But it can also be a very scary process, because it can often be a long, drawn-out process. Some of the trepidation people have is … Read more
Home > Retirement & Debt > Social Security > Can Social Security Be Garnished for Credit Card Debt? Being overly indebted on credit cards is never fun, but when you’re on a fixed income and fear that your Social Security benefits could be withheld to cover the debt, it becomes even more stressful. Unpaid debt … Read more
You’ve applied for a mortgage after finding your ideal home, only to have your hopes crushed when you learn that your application has been rejected. A denial of a mortgage application can be devastating and can occur for a number of reasons, such as having no credit history, a low credit score, having too much … Read more
Although the term “very good” credit score isn’t officially defined, most experts would classify your 775 FICO Score as such. With this credit score, which is above average, you have a great chance of obtaining a favorable rate on a mortgage or auto loan. It also facilitates taking advantage of the best credit card deals … Read more
The short answer is no. While paying off your credit card balance every month is a great way to improve your credit score, it’s not the only way. In fact there are several other things you can do to boost your credit score even if you carry a balance. Here are a few things to … Read more
In a Nutshell There can be many options to consider when deciding if it’s worth refinancing your mortgage. When deciding whether to refinance, it’s important to take into account a number of factors, including your credit scores, the value of your house, trends in mortgage rates, and even when you plan to move. Editorial Note: … Read more