Will Paying Off My Car Hurt My Credit?

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and heres how we … Read more

Is 7 Years Too Long to Finance a Car?

The answer to this question depends on a few factors, including your credit score the interest rate you qualify for and how much you can afford to pay each month. In general, it’s best to aim for the shortest loan term you can comfortably afford. This will help you save money on interest charges in … Read more

Should You Pay Off Your Mortgage Early? Comparing Cash vs. Investment Returns

The benefits and drawbacks of early mortgage repayment vary depending on the borrower’s financial situation, the interest rate on the loan, and their age at retirement. Another consideration is whether to invest that money instead. Compare the potential interest savings from paying off a mortgage ten years early to the different investment returns from putting … Read more

Can I Get a Loan with a 550 Credit Score? Your Guide to Borrowing with Bad Credit

If you’re struggling to get a personal loan, consider applying with a cosigner or getting a secured loan. Editorial disclosure: Please note that this article contains affiliate links. We might receive a commission if you click through and buy something from one of our lending or advertising partners. The amount of commissions do not affect … Read more

Is It Okay to Close Unused Credit Cards? A Comprehensive Guide to Credit Card Management

International humanitarian organizations claim they still encounter violence and practical challenges when attempting to provide aid throughout the famine-threatened region, following the death of World Central Kitchen aid workers in Gaza due to an Israel airstrike that drew international condemnation. A week after the World Central Kitchen attack, UNICEF spokesperson Tess Ingram tells TIME over … Read more

Is It Good to Take a Settlement Offer from a Creditor?

You should determine whether you owe the debt, determine a reasonable payment schedule, and present the debt collector with a repayment proposal before engaging in negotiations. Navigating debt can be a stressful and confusing experience. When faced with a mountain of bills, many people consider taking a settlement offer from a creditor. But is this … Read more

What Credit Score Do You Need to Buy a $50k Car?

We are an independent, advertising-supported comparison service. Our objective is to empower you to make confident financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, and allowing you to conduct free research and information comparisons. Issuers that Bankrate has partnerships with include American Express, Bank of America, … Read more