Bella Mertz Hey, automotive fans! Have you ever wondered if a seven-year auto loan is a scam or something amazing? com? Well, buckle up because we’re about to break it down for you. The lowdown on 7-year car loans: Pros: Lower monthly payments, sweet, right? Cons: Higher interest charges, ouch! Like, way higher. Here’s the deal: If … Read more
This blog is the final piece in a series focused on older Americans with student debt. The first post finds that many older borrowers are repaying debt from their own education. The second post examines the financial status and demographics of seniors repaying their college loans using survey data. And the third post tells the … Read more
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and heres how we … Read more
We are an independent, advertising-supported comparison service. Our objective is to empower you to make confident financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, and allowing you to conduct free research and information comparisons. Issuers that Bankrate has partnerships with include American Express, Bank of America, … Read more
Whether you’re buying a house, applying for a car loan in your name, or simply opening a credit card account, your credit score matters. Your credit score is heavily influenced by the way you handle loan, credit card, and other credit payment obligations. A charge-off, or a creditor’s declaration that a debt is unlikely to … Read more
Yes, you can absolutely get a secured credit card with a $10,000 credit limit! In fact, there are several cards on the market that offer this high of a limit. This can be a great option for people who want to build their credit quickly or who need a higher credit limit for larger purchases. … Read more
Hey there, fellow gift-givers! Ever wondered how much you can shower your loved ones with presents without Uncle Sam getting a piece of the action? Well buckle up, because we’re about to embark on a thrilling journey through the world of gift taxes, where we’ll uncover the secrets to maximizing your generosity without tripping over … Read more
The following is provided for informational purposes only and is not intended as legal advice or credit repair. When it comes to old, unpaid debts, there’s a bit of confusion around the term “statute of limitations. In particular, customers occasionally mistakenly think that doing specific things with old, past-due debts will extend the period of … Read more
In a Nutshell: Higher credit scores can lead to better credit opportunities, such as approval for credit cards or favorable terms on loans. But knowing exactly what it means to have good credit is a challenge. More than 100 million members use Credit Karma to help them understand and work on their credit scores. Here’s … Read more
You might be looking to obtain your FICO Score for a variety of reasons, such as general curiosity, the need to know your score in order to make improvements, applying for a loan, or making a big purchase. Whatever the reason is, you want to be sure that youre getting your true FICO Score. Keep … Read more