Bella Mertz Many factors shape your credit scores, including the number of hard inquiries you have on your credit file. When you apply for new credit and the lender wants to check your credit report before approving you, this is known as a hard inquiry. They can have a minimal, temporary negative effect on your scores. These … Read more
If a judge rules that you owe money, the creditor may be able to take money from your paycheck or other benefits in order to satisfy the judgment. State and federal laws limit how much a creditor can garnish from your wages. Additionally, they protect a minimum amount in your bank account from levies even … Read more
You’ve just checked your credit report and noticed an inquiry you did not authorize. If you do not recognize this hard inquiry, you could potentially be at risk of fraud. You’ll want to investigate the inquiry immediately so that your credit score is not damaged in the future. This is a summary of a hard … Read more
We are an independent, advertising-supported comparison service. Our objective is to empower you to make confident financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, and allowing you to conduct free research and information comparisons. Issuers that Bankrate has partnerships with include American Express, Bank of America, … Read more
Credit cards aren’t the only option when it comes to financing purchases or consolidating debt. Because of digital products that simplify the application and approval processes, personal loans are becoming more and more popular. However, you must ensure that a personal loan is the right choice for you before signing on the dotted line. To … Read more
Buying tradelines (or renting tradelines) is often promoted as a way to quickly boost credit scores. But is it legit?. If you’re a business owner looking for a small business loan, or if you want to get a mortgage or auto loan, you probably already know that having good credit is essential to having your … Read more
Debt can be challenging — and thats true regardless of how much money you have. However, if your income is relatively low, this challenge may seem more like an impenetrable debt trap. Furthermore, it’s obvious that the problem could get worse for a lot of people given that interest rates have been rising for a … Read more
First and foremost, SoFi Learn wants to be a helpful tool for you as you travel through your financial journey. We’re here to help! Read more We develop content that covers a variety of financial topics. Sometimes, that content may include information about products, features, or services that SoFi does not provide. Our goal is … Read more
If you decide to use an Individual Voluntary Arrangement to repay your debts, it’s crucial that you disclose all of your income because it’s a legally binding agreement between you and your creditors. Hiding money from IVAs can lead to serious consequences. We’ll go over how to make IVA payments, how the windfall clause functions, … Read more
CashNetUSA is a leading online lender that has been providing financial assistance to hardworking individuals since 2004. We offer a variety of loan products, including installment loans and lines of credit, to help you cover unexpected expenses and achieve your financial goals. What Sets CashNetUSA Apart? Fast and Convenient: Apply online in minutes and receive … Read more