Bella Mertz Credit card debt is a common problem nationwide. The level of credit card debt consumers face recently reached record highs, according to the U. S. Government Accountability Office, and Americans now owe more than $1 trillion to credit card companies. According to Patrick Yono, founder of Sure Life Financial, “many Americans today are faced with … Read more
Yo, what’s up, mortgage fam! Ever wondered how much adding an extra $10,000 to your mortgage would bump up your monthly payments? Well buckle up because we’re about to dive deep into the world of mortgage math and answer that burning question for you. First things first, let’s grab some tools. We’ve got two awesome … Read more
We are an independent, advertising-supported comparison service. Our objective is to empower you to make confident financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, and allowing you to conduct free research and information comparisons. Issuers that Bankrate has partnerships with include American Express, Bank of America, … Read more
We are an independent, advertising-supported comparison service. Our objective is to empower you to make confident financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, and allowing you to conduct free research and information comparisons. Issuers that Bankrate has partnerships with include American Express, Bank of America, … Read more
The answer varies depending on state laws; are married couples accountable for each other’s debt? Will my spouse be impacted by a money judgment against me? In Minnesota, except in certain situations like a divorce, spouses are typically not responsible for debt that is solely incurred by one party. Navigating the complex world of debt … Read more
Absolutely not! You have the right to dispute any inaccurate or incomplete information on your credit report, and it’s actually encouraged. In fact, it’s the only way to get incorrect information fixed and ensure your credit report reflects your true financial situation. Disputing errors on your credit report is a crucial step in protecting your … Read more
Hey, credit-seekers! Wondering how long it takes to boost your credit score from a mediocre 600 to a respectable 700? Buckle up, because we’re about to dive into the nitty-gritty of credit improvement and give you a realistic timeline for reaching your credit goals. First things first, let’s acknowledge that there’s no magic formula. Your … Read more
So, you’re in the market for a sweet new ride, and you’ve got your eye on a beauty priced around 15 grand. But before you jump headfirst into car-ownership bliss, you gotta ask yourself: how much is a 15k car payment gonna set me back? Don’t worry, buddy. We’re going to calculate how much you’ll … Read more
As everyone knows, a credit score plays a crucial role when applying for a mortgage, auto loan, or credit card. One or more of the three major credit reporting agencies, Equifax, Experian, or TransUnion, may provide your credit report to a business or lender when they check it. Before lending you money, they will assess … Read more
Monitoring your expenses is a smart place to start if you want to manage your money. The information you collect can help you identify opportunities to reduce your spending. The answer to the question of whether your bank is monitoring every purchase you make online is a little more complicated than a simple yes or … Read more