Bella Mertz As a 1099 employee, qualifying for a mortgage might seem daunting But with the right preparation, you can get approved for home financing In this comprehensive guide, we’ll explain everything 1099 workers need to know about getting a mortgage, from document requirements to loan options. What is a 1099 Employee? A 1099 employee is someone … Read more
As a real estate investor, you want to protect your personal interests. One way to do so is by doing business through a Limited Liability Company (LLC). Doing so provides a veil of protection for personal assets and shields them from business losses should they occur. If you’re interested in purchasing a property in your … Read more
House hunting can be discouraging after having your fourth or fifth offer rejected. The reality of a sellerâs market means competition is hot. Writing a detailed message to the seller might help increase your visibility among buyers. Writing an offer letter isnât a necessary step in buying a house, and it doesnât guarantee the seller … Read more
My dad passed away two months ago. I’ve been living in his house for the past few years. My wife and I were there to help take care of him. My wife also passed away unexpectedly. Now I don’t know what to do about the mortgage. I have no place else to live, and I’m … Read more
The time it takes to receive funds from a home equity loan or HELOC varies based on the length of the application, the lender’s processing time, and the appraisal process. Most home equity lenders disburse funds in two to four weeks. However, we’ve found a lender that can release your funds in as little as … Read more
One of the key financial metrics for lenders is the debt-to-income (DTI) ratio when it comes to getting a VA home loan. The debt-to-income ratio is an underwriting guideline that looks at the relationship between your gross monthly income and your major monthly debts, giving VA lenders an insight into your purchasing power and your … Read more
If you’re looking to buy and renovate a fixer-upper home, a 203k loan may be the ideal financing option. 203k loans allow buyers to roll the purchase price and renovation costs into a single mortgage This makes it easier to qualify for and manage the financing. One of the key steps when considering a 203k … Read more
The USDA guaranteed loan program provides financing options to help farmers, ranchers and rural homebuyers obtain affordable credit. These loans are not directly issued by the USDA, but rather backed by the agency to encourage private lenders to offer competitive rates and terms. One key question for borrowers is – what will USDA guaranteed loan … Read more
Know your options before using your home as collateral to get cash Part of the Series Home Equity Loans/HELOC Tapping Your Home Equity As a homeowner, your house is likely one of your biggest assets. The equity you’ve built up in your home over time gives you options when you need to access cash. Two … Read more
As your needs evolve, so do we. We’re excited to introduce the modernized Mariner brand and an enhanced website experience to meet your modern wealth needs. Take a look around to access all things Mariner. This website stores cookies on your computer. These cookies are used to collect information about how you interact with our … Read more