Bella Mertz Mike Romano is a mortgage industry veteran with over 20 years of experience. He has spoken at numerous mortgage and fintech conferences and has experience in credit risk, loan origination, and mortgage technology. He has a Bachelors and MBA from the University of California, Berkeley and currently resides in Austin, TX. NMLS # 2515901. Compare … Read more
Owning a home is a cherished dream for many, but navigating the complex world of mortgages can be daunting, especially for individuals with low income or bad credit. Fear not, for this comprehensive guide will illuminate your path to homeownership, equipping you with the knowledge to secure the perfect loan for your situation. Understanding Your … Read more
Buying a home is an exciting affair. Aside from receiving your house keys, one of the most thrilling things is finding out that your mortgage has been given the all-clear to close. ” Based on the name, you may think that means everything is complete and nothing else is needed. Unfortunately, that’s not 100% accurate. … Read more
In the U. S. , credit card debt is a relatively common issue. Americans collectively owed about $1. 08 trillion to credit card lenders as of the third quarter of 2023 — and considering the current difficult economic climate, the total is likely to keep rising. And, its not just overspending thats causing the issue. … Read more
Creditors can be almost mob-like in the way that the track down a debtor. Particularly in a digital culture, people are easy to track and available through multiple methods of contact. We’ll tell you how they find you. What you say when they do is up to you. This is one of the most fruitful … Read more
American Express is currently accepted by 99% of U. S. merchants that accept credit cards, according to a 2022 issue of Nilson Report. However, your American Express card is less likely to be accepted than a Visa or Mastercard if you’re shopping at a small business or traveling overseas. That’s because it typically costs businesses … Read more
As a financial barometer, your credit score can have a big influence on your life and aspirations. Financial institutions use credit scores to help decide whether to allow you to borrow money. Products with minimum credit score requirements include mortgages, personal loans, credit cards, and car loans. Landlords may use your credit score to decide … Read more
Yo, fellow DIY enthusiasts and home improvement gurus! Ever wondered who’s the mastermind behind the magic that is the Lowe’s Advantage Card? Buckle up, because we’re about to dive deep into the world of financial institutions and unveil the mystery behind this powerful plastic. Spoiler alert: It’s not a bank you’d typically find on every … Read more
In summary, a low credit score may indicate to potential lenders that you have had credit difficulties in the past or that you are only starting your credit history. Approval for loans with reasonable interest rates could be challenging until you’ve had some time to establish your credit. You can move forward by being able … Read more
When a person reaches the age of majority and acquires full legal rights, they are typically eligible to purchase a home in most states at the minimum age of eighteen. First-time buyers should, however, take into account other aspects of their readiness to purchase a home in addition to their age, such as their degree … Read more