Bella Mertz Department of Veterans Affairs (VA) loans are an attractive mortgage financing option for qualifying home buyers. If youâre an active-duty military member, a veteran or a surviving spouse, you can enjoy lower mortgage rates, limited closing costs and little to no down payment if you meet certain eligibility requirements for a VA loan. However, if … Read more
We understand that you cannot always be prepared for whatâs ahead. Whether youâre funding a spontaneous trip, managing an unexpected cost, or simply looking to pay your bills, we provide convenient and easy instant approval payday loans in California. We have a fast and easy process to get you the cash you need as soon … Read more
If you’re struggling with overwhelming credit card or other unsecured debt, a debt settlement program like those offered by Money Ladder may seem like an attractive option. But how does debt settlement really work, and will it leave you better or worse off? In this in-depth guide, we’ll take an honest look at Money Ladder … Read more
Flipping houses has become an incredibly popular way to make money in real estate over the last decade. The basic concept is straightforward You buy an undervalued property, renovate it, and then sell it for a profit However, successfully flipping a home requires more than just finding a good deal on a property Securing funding … Read more
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners. Deciding between a VA loan or … Read more
Financial hardship can happen to anyone A job loss, medical emergency, or other unforeseen circumstance can put you in a difficult financial situation If you find yourself struggling with debt, a hardship recovery loan may provide some relief. In this article, we’ll provide an in-depth review of Choice Financial hardship recovery loans. We’ll look at … Read more
Whether youre a first-time homebuyer, moving to a new home, or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines.580 Credit Score- and only -3.5% Down RELATED ARTICLES FHA loan limits were established to define how much … Read more
Government-backed Federal Housing Administration (FHA) loans are available to those with low or non-existent cash reserves or credit score limitations. Foreclosures, not only homes for sale by owner, should be considered when looking for a house to buy since FHA loans also allow homebuyers to purchase properties in this category. This may enable potential homebuyers … Read more
You can use this USDA eligibility map to find USDA-eligible homes in your area. Look up the address you’re interested in purchasing to verify it falls within a rural area, as determined by the U.S. Department of Agriculture. Buying a home is an exciting milestone, but it can also be a complicated process full of … Read more
Private mortgage insurance (PMI) is an additional cost required by most lenders when your down payment is less than 20% of the home’s purchase price. With an FHA loan, this insurance is called mortgage insurance premium (MIP) and it is required regardless of your down payment amount. So can you remove MIP on an FHA … Read more