Bella Mertz Buying land to build your dream home, cabin, or just have a peaceful retreat can seem out of reach if you don’t have a large down payment saved up But with the right lender, your dream property may be more affordable than you think thanks to low down payment land loans. As a first-time land … Read more
If your bank immediately recognizes loan origination fees and costs directly to your income statement, you are not alone. This is a common practice among many community banks. However, this practice is not in accordance with Generally Accepted Accounting Principles (GAAP). According to Accounting Standards Codification (ASC) 310-20-25-2, loan origination fees and direct costs are … Read more
Needing quick cash for an emergency expense or unexpected bill? A same day 500 loan can provide fast funding, usually in 24 hours or less Even borrowers with bad credit can qualify for these small, short-term loans I took out a 500 dollar loan recently when my car’s radiator sprang a leak on the way … Read more
AP Buylineâs content is created independently of The Associated Press newsroom. Our evaluations and opinions are not influenced by our advertising relationships, but we might earn commissions from our partnersâ links in this content. Learn more about our policies and terms here. Qualifying for a personal loan can be difficult if you have poor credit … Read more
Hard money HELOC loans have become an increasingly popular option for real estate investors in recent years. But what exactly are they, and how do they work? In this complete guide, we’ll explain everything you need to know about utilizing hard money HELOC loans to fund your next investment property purchase or project. What is … Read more
Looking for a car loan? Learn more about debt-to-income ratio and how it might affect getting a vehicle loan with this blog post from TDECU. When you start shopping for a new car, you may envision yourself driving a big, shiny, new vehicle loaded with all the latest features. Before you make a list of … Read more
Sometimes, the path to homeownership is straight and smooth. And other times, it twists and gets bumpy. No two home buying experiences are the same â and neither are their timelines. The unpredictability of the process can be a major stressor for first-time home buyers because buying a house is more than a financial transaction. … Read more
Purchasing your first home is an exciting milestone. But figuring out how to finance such a large purchase can be daunting especially if you have less-than-perfect credit or limited funds for a down payment. You may have come across hard money loans in your research and wondered if they could be a good option. Hard … Read more
An FHA construction loan can help you realize your dream of creating your forever home from the ground up, even if you have less-than-perfect credit. As long as you can make a 10% down payment, you may qualify for an FHA construction loan with a credit score as low as 500. Here’s what you need … Read more
Filing for Chapter 13 bankruptcy can be a challenging situation, but it does not have to derail your dreams of homeownership. The United States Department of Agriculture (USDA) offers special 100% financing loans to help low-to-moderate income borrowers in rural areas purchase a home. If you are currently in a Chapter 13 repayment plan, you … Read more