Bella Mertz

For active-duty military and veterans, second-tier VA loans may be able to fund and finance the dream of homeownership. The U.S. Department of Veterans Affairs works with top mortgage lenders such as New American Funding (NAF) to allow veterans to access funds. For many, VA home loans may be able to offer a helping hand … Read more

Buying a home is an exciting milestone in life. But saving up enough money for a down payment can be a major roadblock, especially for first-time homebuyers. That’s where 100% financing home loans come in. What Are 100% Financing Home Loans? A 100% financing home loan, also called a no-money-down mortgage, allows you to buy … Read more

Buying a home with an FHA loan can seem complicated, especially if you’ve never gone through the process before. One way to make it less intimidating is to understand the full timeline – from application to closing. Knowing what to expect at each stage allows you to plan accordingly and avoid surprises. In this comprehensive … Read more

Some military spouses handle the entire transaction for their Veteran or service member. Others come to the process as co-borrowers on their spouse’s loan, providing effective income that helps couples qualify for a larger loan amount. Some even have their own VA loan eligibility in the wake of a loved one’s passing. Every Veteran and … Read more

Taking out a mortgage is one of the biggest financial decisions we make in life. Most home loans come with 15 or 30 year repayment terms, but 40 year mortgages are becoming an increasingly popular option for buyers. In this article, I’ll explain what 40 year loans are, their pros and cons, and how to … Read more

The FHA loan program allows buyers to purchase a home with as little as 3.5% down payment. This makes it easier for many people to buy their first home. But can you get more than one FHA loan? Here is a complete guide on FHA loan limits. Overview of FHA Loans An FHA loan is … Read more

Buying land to build a dream home or start a business can be an exciting prospect. However coming up with the down payment for a land loan can be a challenge. Unlike a traditional mortgage, land loans require larger down payments usually between 15% to 35% of the purchase price. Determining the right down payment … Read more

Whether youre a first-time homebuyer, moving to a new home, or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines.580 Credit Score- and only -3.5% Down RELATED ARTICLES FHA loan limits were established to define how much … Read more

Every mortgage comes with closing costs (even those advertised as “no closing cost” loans). A home loan is a product, and like any kind of good or service, there are related costs. So, what exactly is included in “closing costs” for a VA loan? As it turns out, “closing costs” is really a catchall term … Read more

A home equity loan allows you to borrow money against the value built up in your home. While most people seek out these loans using their primary residence, it is possible to get a home equity loan on a rental property – it just tends to be harder and more expensive. In this article, we’ll … Read more