Can You Buy a Modular Home with an FHA Loan?

Modular homes are becoming an increasingly popular housing option for many buyers. They provide the customization and quality of site-built homes with the affordability and efficiency of factory-built homes But when it comes to financing, modular homes occupy a bit of a gray area between traditional site-built homes and manufactured homes So can you get … Read more

Accessing Rural Development Loans in Georgia

Did you know that 120 out of Georgia’s 159 counties are rural? This gives plenty of opportunities for people looking to buy a new home in Georgia to apply for a USDA loan. Georgia USDA loans are backed by the US Department of Agriculture and are aimed at giving rural areas a boost with favorable … Read more

How Much Do Mortgage Loan Officers Make Per Loan?

Mortgage loan officers play a critical role in the home buying process. They help prospective homebuyers navigate the complex mortgage application and approval process. Their expertise and guidance ensure borrowers find the right mortgage product for their needs. But how are mortgage loan officers compensated for their work? Do they earn a set salary or … Read more

How Much Does a Construction Loan Cost? A Detailed Look at Fees and Rates

We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships … Read more

Getting an FHA Loan Without 2 Years of Employment

For many people, buying a home is a big part of achieving the American dream. But when you go to apply for a mortgage, you may run into roadblocks like not having two years of employment history. This is often required to qualify for a conventional loan. Fortunately, FHA loans provide more flexibility for borrowers … Read more

Affordable Financing Options for Buying Rural Land

At Rural 1st, we don’t just finance rural projects. We live the rural lifestyle. This means that our expert team of loan officers deeply understands what you want and how to finance the perfect land loan for you. Purchasing rural land to start or expand an agricultural operation is a major investment that often requires … Read more

How Long Are Land Loans? Everything You Need To Know

If you’re considering purchasing a vacant plot of land you may be wondering – how long are land loans typically? Unlike traditional mortgages used to purchase existing homes, land loans have much shorter repayment terms. In this comprehensive guide, we’ll explain everything you need to know about land loans including how they work, their duration, … Read more