Bella Mertz Getting access to funding is vital for businesses to operate and grow. While there are various funding options available, short-term loans offer a flexible way for businesses to obtain financing. Unsecured short-term loans in particular don’t require collateral, making them an accessible option for many companies. This article will explore the three main types of … Read more
A signature loan is a type of unsecured personal loan that can provide access to fast financing if you have bad credit. With a signature loan, the lender uses only your signature and promise to repay – rather than collateral like a house or car – to approve the loan. This makes them a helpful … Read more
The Department of Veterans Affairs utilizes a series of Minimum Property Requirements (MPRs) that a home must meet to qualify for a VA loan. These property requirements help ensure that Veterans and military families have a safe, structurally sound and sanitary place to call home. Before approving the mortgage, your VA lender will request an … Read more
Need to pay for a major kitchen remodel? Or maybe you need to buy land and fund the construction of an entirely new home. An FHA construction loan could help. First, you need to understand how this type of home loan works and how it differs from a standard FHA loan. Weâll review that in … Read more
The United States Department of Agriculture (USDA) offers home loans to eligible borrowers in rural areas of Virginia. These loans have several advantages like no down payment and flexible credit requirements. However, there are specific requirements borrowers must meet to qualify. This article provides a complete guide to USDA loan requirements in Virginia. Overview of … Read more
Sometimes a personal loan requires you to provide collateral to help qualify for the loan amount you’re seeking during the application process. With an auto-secured loan, you can obtain a loan using your car as collateral for the cash you need. Regional Finance offers some of the best loans using a car as collateral, giving … Read more
Once you’ve built up a big chunk of equity in your home, you may think about tapping it to buy another property. Before you do, you should know the benefits and risks of using home equity for a down payment on a second home. Purchasing a second home, whether as a vacation property or investment, … Read more
Buying a home is likely one of the biggest financial decisions you’ll ever make. Before you start touring open houses and making offers, it’s important to get preapproved for a mortgage. Preapproval shows sellers that you’re a serious buyer who has been vetted by a lender. But preapprovals don’t last forever – so how long … Read more
The key to a positive home-building experience is understanding the construction process and how a construction loan works. With this in mind, we are sharing these six basic steps to securing a BankWest construction loan and ultimately converting it into a permanent mortgage. Getting a construction loan to build your dream home can be an … Read more
Miami, Orlando, Tampa, and Palm Beach, FL might catch people’s attention but did you know that Jefferson County, FL is 100% rural as is Lafayette County? In these counties, you can get a USDA loan to buy a home with favorable terms and low-interest rates. More than 80% of the State of Florida qualifies as … Read more