Bella Mertz If you’re looking for an alternative to a traditional, site-built home, you may want to consider financing a mobile home through the FHA manufactured home loan program. Sometimes called an FHA loan for a mobile home, this government-backed mortgage option allows borrowers with imperfect credit to purchase an affordable home. A manufactured home, sometimes called … Read more
How they work and the pros and cons of each Part of the Series Personal Loan Guide Personal Loan Types Personal loans and car loans are two common financing options for major purchases, but a car loan is often better for buying a car. The main difference between a personal loan versus a car loan … Read more
Learn All About the 2024 California Conforming Loan Limits for Various Property Types. Call Sammamish Mortgage Today for a Personalized Quote! 90001 This page includes the 2024 conforming loan limits for all California State counties, with some additional commentary about how and why these caps are set. Home loans that exceed the maximum amounts shown … Read more
Private mortgage insurance (PMI) is an extra cost many homebuyers face when they put down less than 20% on a conventional loan. With an FHA loan, you pay mortgage insurance premiums (MIP) no matter how much you put down. This additional monthly expense can add up over the life of your mortgage. So can you … Read more
*Estimated payments above do not include amounts for taxes and insurance payments. Your payments may be greater. APR equals Annual Percentage Rate and assumes a purchase price of $200,000 with a 25% down payment and zero (0) points. Your rate and APR may be higher, all loans priced individually. Rates are subject to change at … Read more
U.S. Department of Agriculture (USDA) Guaranteed Rural Loans are creating homeownership opportunities throughout USDA eligible areas in Virginia. Unlike most loan programs, the USDA Loan doesn’t require a down payment. And when the seller pays the buyers closing costs, the buyers cash-to-close is minimal. Best of all, the USDA Loan program is available for first-time … Read more
The VA loan is an outstanding option for military and veteran home buyers. But are there any benefits–or drawbacks–for home sellers? Buying or selling a home can be an exciting yet stressful process This is especially true when it comes to VA loans, which have specific requirements that must be met before a sale can … Read more
How they work and the pros and cons of each Part of the Series Personal Loan Guide Personal Loan Types Personal loans and car loans are two common financing options for major purchases, but a car loan is often better for buying a car. The main difference between a personal loan versus a car loan … Read more
Starting a business is a risky venture, so you need to think carefully about leveraging your home to build one. Starting your own business is an exciting endeavor full of challenges and opportunities. But to do so requires money. One convenient option is using a home equity loan, as long as you understand both the … Read more
For nearly 25 years, our independently owned title company has leveraged technology to streamline the closing process, providing top-notch service at a competitive price for buyers, sellers, agents and lenders across the District of Columbia, Maryland and Virginia. Often imitated but never replicated – we set the bar other title companies aspire to reach. Buying … Read more