Bella Mertz

Single parents face a lot of challenges raising kids and paying the bills on their own. The financial struggle that often comes with these challenges make it seem impossible for single mothers or fathers to buy a house. Also, the lower end of the housing market suffers the most inventory shortage, leaving single parents with … Read more

We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships … Read more

The VA loan quality certification is an important requirement for lenders that originate VA loans. This certification ensures that the lender has adhered to VA guidelines and underwriting standards when originating and closing the VA loan. What is the VA Loan Quality Certification? The VA loan quality certification, also known as VA Form 26-1820, is … Read more

If you’re considering a career as a mortgage loan originator one of your biggest questions is likely – how much money can I make in this role? Loan originators can earn a nice income but pay structures vary. In this comprehensive guide, we’ll dig into the details on compensation models and average earnings per loan … Read more

Figuring out how to get rid of PMI (private mortgage insurance) on an FHA loan can be confusing, so we’ve done the research to make it easier to understand. But first, please understand one important fact: FHA loans do NOT carry PMI. Instead FHA loans may have a Mortgage Insurance Premium (MIP). The two insurance … Read more

The USDA home loan program can be an excellent option for low- and moderate-income homebuyers in rural areas of Indiana USDA loans offer 100% financing with no down payment required They have very low interest rates and flexible credit requirements. However, there are eligibility requirements you need to meet to qualify for a USDA loan … Read more

Buying a vacant lot or land to build a home on is an exciting part of the American dream for many people With a lot and land loan, your dream of owning land and constructing a custom home can become a reality However, these types of loans also come with unique qualifications, benefits, drawbacks, and … Read more

If you’re a service member or a veteran who wants to build your own home, a VA-backed loan could be the best way to go. With a VA Purchase Loan, which is a benefit of your service, you can get financing to purchase land and to build your own home, all wrapped into one mortgage. … Read more

Often, the most challenging part of buying a home is coming up with a down payment. Whether your lender is allowing 3% down or youre hoping to hit 20% to reduce your monthly payments and avoid mortgage insurance, saving up all that cash isnt easy for most people. With the national average home price currently … Read more

Making sure their children grow up in a safe and healthy environment is a priority for many people – including single parents. If you’re a single parent looking to buy a home for your family, considerations like finding the best home loan option are well worth your time and attention. While there are no “single … Read more