Bella Mertz The USDA offers attractive construction loan programs to help rural residents in Alabama build their dream homes. These loans feature affordable interest rates, low down payments, and flexible credit requirements compared to conventional construction loans. If you want to build a new home in a rural area of Alabama, USDA construction financing can make it … Read more
A mortgage loan broker serves as an intermediary between borrowers and lenders to help clients obtain home financing If you enjoy working with people, have strong sales skills, and want to build a career in the mortgage industry, a job as a mortgage broker may be right for you. In this comprehensive guide, we’ll cover … Read more
While the consensus from financial experts is that you shouldnt cosign on a loan, people still wrestle with this decision. They consider cosigning other peoples personal loans, auto loans, or, in extreme cases, even mortgages. If youre in this situation, you may already know the obvious risks. Youre responsible for the loan you cosign, and … Read more
If you’re looking for an alternative to a traditional, site-built home, you may want to consider financing a mobile home through the FHA manufactured home loan program. Sometimes called an FHA loan for a mobile home, this government-backed mortgage option allows borrowers with imperfect credit to purchase an affordable home. Buying land to place a … Read more
More than 44 million Americans carry student debt. While this is often viewed as an investment in the future, the plain truth is that it takes quite a chunk out of the present budget. And if you’re paying off student debt while also trying to afford a home, that extra debt can seem very overwhelming. … Read more
1. Become a notary: If you are not already a notary public, you’ll need to become one. Check your state’s notary commissioning requirements, which often involve completing an application, paying a fee, and taking an educational course or passing an exam. Some states require taking a background check and an oath of office. 2. Complete … Read more
Buying a home is likely one of the biggest financial decisions you’ll make in your lifetime It’s an exciting milestone, but the process can also feel overwhelming, especially when it comes to gathering all the required paperwork for your mortgage application Lenders will request various documents from you to verify critical information like your income, … Read more
Getting an FHA loan is an excellent way for many Virginia homebuyers to purchase their first home. FHA loans require lower credit scores and down payments than conventional mortgages, making them more accessible. However, FHA loans do have eligibility requirements you must meet to qualify. In this complete guide, we’ll walk through all the key … Read more
Credit builder installment loans can be a great option for people looking to establish or rebuild their credit As someone who struggled with bad credit in the past, I know firsthand how difficult it can be to get approved for loans and credit cards when you have little or no credit history That’s where credit … Read more
If approved, you may be eligible to receive instant funding to a qualifying debit card for online loans. Buying a home is an exciting milestone, but it can feel out of reach if your income is limited. The good news is that Texas offers special income based mortgage loan programs to help make homeownership affordable. … Read more