Bella Mertz Get personalized rates in 60 seconds for loans up to $3K with no impact to your credit score Getting approved for a $3,000 personal loan can be a challenge when you have bad credit. However, it is possible to get a 3k loan even if your credit score is not perfect In this comprehensive guide, … Read more
Learn the benefits and pitfalls Part of the Series Home Equity Loans/HELOC Tapping Your Home Equity A home equity loan, also known as a second mortgage, lets homeowners borrow money by drawing on the equity value in their homes. Home equity loans exploded in popularity in the late 1980s, as they provided a way to … Read more
Building a home can be a complicated process especially when it comes to financing it. A USDA construction loan is designed to simplify this process by bringing everything together under one loan. This zero-down, low-interest loan is a great option for low-to-moderate-income buyers looking to build a home in a rural area. If you’ve ever … Read more
Federal Housing Administration loans, or FHA loans for short, are government-backed loans overseen by the U.S. Department of Housing and Urban Development (HUD). FHA loans are available to borrowers with a less-than-ideal credit score and not a lot of cash on hand, and these loans give home buyers on a tight budget a chance to … Read more
If you’re in the market for a new or used boat, securing financing is often the best way to pay for your dream vessel. Boat loans allow you to spread out the cost over an extended timeframe. However, most lenders will require a down payment on boat loans to mitigate risk. So what are typical … Read more
Manufactured homes, formerly known as mobile homes, offer an affordable way for many folks to achieve the dream of homeownership. With factory construction enabling lower costs, modern manufactured housing has come a long way in terms of space, design, and quality. If you’re looking to buy land and place a manufactured home on a permanent … Read more
Using other people’s money by getting a loan on a rental property can be a good way to increase potential returns as long as you conservatively balance risk with reward. In this article, we’ll look at the options for getting a rental property loan and discuss how to analyze cash flow and property value to … Read more
Whether youre a first-time homebuyer, moving to a new home, or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines.580 Credit Score- and only -3.5% Down RELATED ARTICLES FHA loan limits were established to define how much … Read more
Getting a mortgage is one of the biggest financial decisions you can make. Choosing the right mortgage professional to work with can save you time, money, and frustration throughout the home buying process. Two common options are working with a mortgage broker or a loan originator. While they both can assist you in getting a … Read more
The Home Loan Guarantee for Rural Kansas (HLG) helps financial institutions guarantee the gap under a loan used for land and building purchases, renovation, and new construction costs that may be capitalized or financed within rural Kansas counties. HLG will guarantee the amount of the loan that exceeds 80% of the appraised value of the … Read more