Bella Mertz Home prices have risen sharply over the last three years, leaving many families unable to afford a traditional site-built home. So some homebuyers have turned to mobile and manufactured homes as a more budget-friendly housing alternative. However, the financing models designed for traditional single-family homes don’t always translate well to mobile and manufactured homes. It’s … Read more
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and heres how we … Read more
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners. Deciding between a VA loan or … Read more
Individuals receiving disability income may have unique financial challenges, such as increased medical expenses, adaptive equipment costs and potential barriers to consistent employment. Disability loans are personal loans specifically designed for them, but it’s key to vet these loans carefully as rates and terms can vary. Getting a loan while on disability is possible, but … Read more
Many car buyers rely on loans to finance their new vehicle, and many use auto loans—but you can use a personal loan to buy a car, too. After all, buying a car is expensive. If you don’t have enough cash on hand to buy a new car or one that’s new to you, you need … Read more
Notary Signing Agents (NSAs) facilitate loan closings for the mortgage finance industry. Before starting the NSA certification process, you must be commissioned as a Notary Public. Please be aware that opportunities to conduct loan signings may be limited or restricted in 18 states. Buying or refinancing a home usually requires signing multiple important legal documents … Read more
Down payments often weigh on buyers. Sometimes you can get creative with how to pay that cost. One possible solution is by using land in lieu. It all depends on the situation, but learn more to see if you might meet the criteria. Saving up for a new home can take many people years and … Read more
If you’re interested in becoming a mortgage loan officer in Florida, there is a clear path to follow to get your Florida MLO license and begin your career in the residential mortgage industry. The term mortgage loan originator (MLO), licensed mortgage loan officer are frequently used interchangeably and both reflect the important job of helping … Read more
Purchasing a manufactured home can be an affordable way to achieve the dream of homeownership With lower price points than site-built houses, factory-built manufactured homes offer a budget-friendly route to owning your own place. However, securing financing for a manufactured home has some unique requirements buyers need to understand. In this comprehensive guide, we’ll explore … Read more
Payday loans can seem like an easy solution if you’re facing a financial crunch and need cash quickly. But these high-interest, short-term loans come with major risks. As a resident of San Leandro, CA, you have numerous payday lenders to choose from – but are they worth it? In this comprehensive guide, we’ll explain how … Read more