Bella Mertz Buying your first home is an exciting milestone in life. However, it can also be daunting, especially when navigating the mortgage process This is where USDA home loans can help make homeownership more accessible and affordable for eligible buyers in rural areas of Kansas. What is a USDA Home Loan? USDA home loans, also known … Read more
Whether it’s a medical or family emergency, home improvements or a vacation, there are times when you need extra funds. You can meet your immediate short-term financial requirements with the aid of short-term financing such as a bridge loan or a home equity line of credit. Bridge loans and home equity lines of credit (HELOCs) … Read more
One of the best second chance mortgage program every year is the FHA loan. House buyers continue to flock to FHA for second chance loans and home financing. Many people think that if they have relatively poor credit, they cannot get an FHA financing, but this is not necessarily the case. Have you made some … Read more
Having poor or no credit history can make it tough to get approved for loans and credit cards. You may feel stuck in a cycle where you need to borrow money but don’t qualify due to lack of credit history. Credit builder loans aim to help by letting you establish credit, but most make you … Read more
Payday loans can seem like an easy fix when you’re facing a cash crunch. But these high-interest, short-term loans come with big risks. As a San Leandro resident myself, I want to provide an insider’s guide to payday lending in our city, so you can make informed choices. The Rise of Payday Lenders in San … Read more
Taking out a construction loan to build your dream home can be an exciting yet daunting process. One of the key factors you need to consider is how much your monthly payments will be during the construction phase when you are only paying interest on the loan. This is where a construction loan calculator with … Read more
Being unemployed is stressful; to minimize the strain, act fast. You may be able to get a personal loan with no job, and applying sooner can get you better terms. Here’s how to get a personal loan when you’re unemployed: Getting a loan when you’ve just started a new job or don’t have much work … Read more
It’s possible to use a VA loan for a second home, but this process isn’t as easy as simply finding a lender and applying for another mortgage. There are quite a few different rules you’ll need to follow to ensure that you qualify. With that in mind, here’s a look at what you need to … Read more
The USDA home loan program, also known as the Section 502 Direct Loan program, is a great option for low-to-moderate income homebuyers in rural areas of Alabama. With 100% financing, no down payment, and low interest rates, a USDA loan can make homeownership affordable for many Here’s an overview of the eligibility requirements, application process, … Read more
A preapproval letter is a statement from a lender that they are tentatively willing to lend money to you, up to a certain loan amount. A preapproval letter is based on assumptions and it is not a guaranteed loan offer. But, it lets the seller know that you are likely to be able to get … Read more