Bella Mertz We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships … Read more
For many foreign-born individuals living in the United States, owning a home is one of the cornerstones of the American dream. But theres a perception among some non-U.S. citizens that theres no way they can obtain a mortgage, thus creating a huge barrier to that goal. However, according to the National Association of Realtors (NAR), … Read more
The FHA 203k loan program is a powerful tool for homebuyers and homeowners in Georgia looking to purchase or renovate a home. With an FHA 203k loan, you can roll the costs of purchasing and renovating a home into a single mortgage, making the process much simpler. In this comprehensive guide, we’ll cover everything you … Read more
Having a good credit score has a great impact on your chances of getting approvals for things like credit cards and loans. It shows potential lenders and creditors that you’re a responsible buyer and with low risk. Your credit score should be something that you monitor and keep track of regularly, using tools like Chase … Read more
Are you dreaming of crafting your perfect home, yet finding yourself tangled in the financial complexities associated with managing the construction all on your own? Youre not alone. Many of us share those same struggles and after plenty of digging around for solutions, owner builder construction loans emerged as quite the game-changer. This detailed blog … Read more
If you’re in the market for a new or used vehicle, you’ll inevitably have to explore financing options. With so many lenders to choose from, you may be wondering if popular mortgage lender Rocket Mortgage also provides auto loans. In this comprehensive guide, we’ll look at whether Rocket Mortgage offers auto financing and overview better … Read more
The USDA home loan program offers a powerful path to affordable homeownership across rural Alabama. Known formally as the Section 502 Direct Loan Program, USDA home loans help low-to-moderate income buyers purchase homes with little to no down payment. Keep reading for a comprehensive guide on using USDA financing to buy a home in Alabama. … Read more
Getting a mortgage loan denied in underwriting can be very disappointing and stressful, especially if you already found your dream home. However, it’s important to know that there are steps you can take to turn an underwriting denial around. In this article, we’ll explore the top reasons mortgages get denied in underwriting, what you can … Read more
With the help of an FHA loan, Colorado homebuyers with low credit scores or limited savings can purchase property. These loans, backed by the Federal Housing Administration, have less stringent qualifications than conventional home loans, but limit the amount you can finance depending on where you live. In many Colorado counties, single-family homebuyers can borrow … Read more
Buying land to build a home farm or start a business is an exciting endeavor! However, most people need to take out a loan to be able to afford the initial purchase. I want to provide you with a comprehensive guide on the loan options available to finance land, the pros and cons, and steps … Read more