Bella Mertz Notary Signing Agents (NSAs) facilitate loan closings for the mortgage finance industry. Before starting the NSA certification process, you must be commissioned as a Notary Public. Please be aware that opportunities to conduct loan signings may be limited or restricted in 18 states. Becoming a loan signing agent in Pennsylvania can be a rewarding career … Read more
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs (VA). Borrowers can purchase VA loan points at closing to lower the interest rate on their VA loan, but it’s important to do the math to ensure the payoff is worth it. Generally speaking, you’ll want to remain in the home … Read more
While there’s a lot to like about FHA loans, they may not be right for everyone. Before you make a major financial commitment, it’s important to understand the pros and cons of FHA loans. Only then can you truly decide whether it’s right for you. As a first-time homebuyer, I spent a lot of time … Read more
If you’re a homeowner in Texas searching for an affordable loan financing option, you may have a variety of options when it comes to leveraging the equity in your home. Generally, you can use a home equity loan to tap into your available equity for home renovations, consolidating your high-interest debts, paying for a college … Read more
Yes, you can get an FHA loan for a second home if your purchase is because of an âundue hardship,â such as getting a job thatâs over 100 miles from your current house or outgrowing your current house. Buying a home is an exciting milestone in life. For many a Federal Housing Administration (FHA) loan … Read more
If you need short-term financing to buy a new home before selling your current one, a bridge loan can be the ideal solution. As a local homebuyer, it’s important to find reputable lenders in your area that offer bridge loans with the best rates and terms. In this comprehensive guide, we’ll explain what bridge loans … Read more
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Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.” If you’ve filed for bankruptcy, it can … Read more
An FHA loan, a mortgage insured by the Federal Housing Administration, is a popular choice for many home buyers because of its low down payment and modest credit score requirements. If you want to buy a condo and benefit from the low down payment that comes with an FHA loan, youâll need to either buy … Read more
You can refinance an adjustable-rate mortgage (ARM). This allows you to buy a home with a lower starting rate, but refinance later when your rate climbs. You can refinance an adjustable-rate mortgage (ARM) just like you could with any other type of mortgage. The option to refinance could make an ARM appealing if youre looking … Read more