Bella Mertz An FHA construction loan can help you realize your dream of creating your forever home from the ground up, even if you have less-than-perfect credit. As long as you can make a 10% down payment, you may qualify for an FHA construction loan with a credit score as low as 500. Here’s what you need … Read more
Buying a home is an exciting milestone in life But what if you get married or move in with a partner after purchasing your home? Can you add them to the mortgage without going through a refinance? It’s a common question many homeowners face. The good news is, in many cases, you can add someone … Read more
A land loan can provide financing to buy land for new home construction and other purposes. Learn more about how this type of loan works. Many homeowners want to build their own homes on their own plots of land. Since a traditional home mortgage assumes that the home already exists, building a new home requires … Read more
What is the Financial Hardship Department scam? What do you do if you receive a scam email or call? Read more. Gaetano DiNardi is a growth advisor to software companies like Docebo, Cognism, and Workvivo. As the former head of organic growth at Aura, Gaetano helped launch the companys SEO program. He has also written … Read more
Buying a home is an exciting milestone in life, but it also comes with significant costs beyond just the purchase price. On top of your down payment you’ll also have to pay closing costs which can add thousands of dollars to your total homebuying expenses. As a first-time homebuyer with limited savings paying these upfront … Read more
Buying land and building a home can be a complicated process involving multiple loans – a loan to purchase the land, a construction loan to finance building the home, and a mortgage loan to finance the finished home long-term. This can make for a lengthy and difficult homebuying journey. However, USDA one time close loans … Read more
Whether youre a first-time homebuyer, moving to a new home, or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines.580 Credit Score- and only -3.5% Down RELATED ARTICLES FHA loan limits were established to define how much … Read more
Looking for a car loan? Learn more about debt-to-income ratio and how it might affect getting a vehicle loan with this blog post from TDECU. When you start shopping for a new car, you may envision yourself driving a big, shiny, new vehicle loaded with all the latest features. Before you make a list of … Read more
Buying a home is an exciting milestone. However, for many living in rural areas, affordability can be a challenge. This is where USDA Rural Development loans come in. These government-backed loans help make homeownership attainable for low- and moderate-income buyers in eligible rural locations. If you’re considering applying for a USDA loan in Colorado, this … Read more
You dream of renovating your home but can’t afford the costs out of pocket. A construction loan is an option to fund the project even if you don’t have a ton of equity in your home, but is it most ideal? Not necessarily. Read on to learn more about how construction loans work, why they’re … Read more