Bella Mertz

So you want to become a licensed Mortgage Loan Originator (MLO)? We are here to help navigate you through your mortgage licensing journey. Whether you’re looking for a new career opportunity, in-between jobs, or seeking a side income opportunity – residential mortgage loan origination can be a rewarding and lucrative profession. According to Mike Fratantoni, … Read more

Buying vacant land to build a home on down the road or purchase as an investment property takes careful planning and preparation. One of the most important steps is getting preapproved for financing, so you know your budget and can make competitive offers I’ll walk through how preapproval works for land loans, what it entails, … Read more

Signature loans with no credit check seem like a good idea in theory, but borrowing money this way can be far more expensive than other options. Because lenders have to make loans without the benefit of checking the applicants credit score and knowing their borrowing history, these loans tend to be pricier than normal loans … Read more

Being a mother is not easy. This is a hard, daily job that does not have days off, vacations, or sick days. Once you become a mother, you remain her forever. But its even harder to be a mother alone. You need to work without the possibility of being unemployed for a couple of months, … Read more

Getting a mortgage is often the largest financial transaction someone makes in their lifetime. With so much on the line it’s crucial to work with a knowledgeable mortgage professional who can help you get the best loan for your needs. When starting your search you’ll encounter two main types of mortgage lending professionals – loan … Read more

The FHA recently announced that it will start backing mortgages with 40-year loan terms. This new option aims to help struggling homeowners lower their monthly payments and avoid foreclosure. Here is everything you need to know about FHA loans with 40-year terms. What is an FHA Loan? FHA loans are government-backed mortgages insured by the … Read more

Life happens – we get that. So when an unexpected financial curveball comes your way, the prospect of a payday loan might seem like a saving grace, providing quick and easy access to cash just when you need it. If you’re considering taking out a payday loan, you certainly aren’t alone. The Canadian Consumer Finance … Read more

Nobody purchases a home intending to miss payments due to financial hardship. Homeowners will typically do anything they can to avoid defaulting on their loan. When homes go into foreclosure, those properties must be reclaimed by the lender and put up for sale in one form or another. One such type of sale involves repossessed … Read more

If you have a mortgage loan, it can sometimes be confusing to figure out exactly who owns the rights to that loan. Many borrowers make their monthly mortgage payments to a loan servicer, but that company often does not actually own the mortgage. Mortgage loans are frequently bought and sold between banks, investors, and government … Read more

Whether youre a first-time homebuyer, moving to a new home, or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines.580 Credit Score- and only -3.5% Down RELATED ARTICLES FHA loan limits were established to define how much … Read more