Bella Mertz

If you’d like to become a loan officer in Texas, there is a clear path to follow to get your Texas MLO license and begin your career in the mortgage industry. The term mortgage loan originator (MLO), licensed mortgage loan officer are frequently used interchangeably and both reflect the important job of helping home buyers … Read more

When applying for a mortgage, a popular option is a loan backed by the Federal Housing Administration (FHA) because of its lenient eligibility requirements. However, FHA loans come with annual loan limits that restrict how much house a borrower can buy. In Ohio, the FHA loan limit in 2024 for a single-family home is $498,257 … Read more

So you want to become a licensed Mortgage Loan Originator (MLO)? We are here to help navigate you through your mortgage licensing journey. Whether you’re looking for a new career opportunity, in-between jobs, or seeking a side income opportunity – residential mortgage loan origination can be a rewarding and lucrative profession. According to Mike Fratantoni, … Read more

Buying vacant land to build a home on down the road or purchase as an investment property takes careful planning and preparation. One of the most important steps is getting preapproved for financing, so you know your budget and can make competitive offers I’ll walk through how preapproval works for land loans, what it entails, … Read more

Signature loans with no credit check seem like a good idea in theory, but borrowing money this way can be far more expensive than other options. Because lenders have to make loans without the benefit of checking the applicants credit score and knowing their borrowing history, these loans tend to be pricier than normal loans … Read more

Being a mother is not easy. This is a hard, daily job that does not have days off, vacations, or sick days. Once you become a mother, you remain her forever. But its even harder to be a mother alone. You need to work without the possibility of being unemployed for a couple of months, … Read more

Getting a mortgage is often the largest financial transaction someone makes in their lifetime. With so much on the line it’s crucial to work with a knowledgeable mortgage professional who can help you get the best loan for your needs. When starting your search you’ll encounter two main types of mortgage lending professionals – loan … Read more

The FHA recently announced that it will start backing mortgages with 40-year loan terms. This new option aims to help struggling homeowners lower their monthly payments and avoid foreclosure. Here is everything you need to know about FHA loans with 40-year terms. What is an FHA Loan? FHA loans are government-backed mortgages insured by the … Read more

Life happens – we get that. So when an unexpected financial curveball comes your way, the prospect of a payday loan might seem like a saving grace, providing quick and easy access to cash just when you need it. If you’re considering taking out a payday loan, you certainly aren’t alone. The Canadian Consumer Finance … Read more

Nobody purchases a home intending to miss payments due to financial hardship. Homeowners will typically do anything they can to avoid defaulting on their loan. When homes go into foreclosure, those properties must be reclaimed by the lender and put up for sale in one form or another. One such type of sale involves repossessed … Read more