Bella Mertz Buying a home is an exciting milestone in life However, the process of getting a mortgage can be daunting, especially if you have an unconventional income situation As a self-employed individual or someone with variable income, providing traditional income documentation like tax returns and paystubs is tricky. Thankfully, you still have options to finance your … Read more
Having no credit score can make getting a mortgage more difficult but it is still possible through a process called manual underwriting. As someone who lives debt-free and doesn’t use credit you may find yourself in this situation when applying for a home loan. Don’t worry – with some extra documentation and patience, you can … Read more
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships … Read more
Buying land to build a home or farm on in Arizona can be an exciting endeavor, but it also requires careful financial planning. Using a land loan calculator is an essential first step to determine if your dream property fits within your budget. I recently went through the process of purchasing vacant land in Arizona … Read more
If you’re looking to build your dream home from the ground up or renovate an existing property, a construction loan can provide the financing you need. One lender that offers construction loans is Guaranteed Rate. In this comprehensive guide, we’ll explain what a Guaranteed Rate construction loan entails, its types, eligibility requirements, application process, pros … Read more
Are you interested in learning about how to become a mortgage officer? Known in the industry as a mortgage loan originator, or MLO, these professionals play a key part in the process of helping buyers find homes that are right for them — typically, they are the primary contact person when a borrower completes a … Read more
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners. Mortgages backed by the Federal Housing … Read more
You can use student loans—federal and private—to cover living expenses like housing, groceries, toiletries, and more. These expenses are part of your school’s cost of attendance (COA), which lenders use to determine how much money you should receive. Having enough money to cover basic necessities like housing, food, and transportation is crucial for getting by. … Read more
If you’re good with numbers and desire a career in the real estate and mortgage industries, you might be interested in becoming a mortgage broker – and understanding what the role entails and what the requirements are can help you pursue this profession with greater ease. Data from Glassdoor shows that mortgage brokers in the … Read more
If you need fast cash for unexpected expenses First Virginia Financial Services offers convenient short-term lending solutions. But like any lender, they have requirements you’ll need to meet to get approved. In this comprehensive guide, we’ll outline everything you need to know about First Virginia’s loan options qualifications, application process and more. Read on for … Read more