An In-Depth Look at Virginia’s FHA Loan Requirements

The FHA loan program makes homeownership more accessible for buyers who may not qualify for conventional loans. FHA loans only require a 3.5% down payment and have more lenient credit standards. If you’re considering an FHA loan in Virginia, it’s important to understand the program’s specific requirements. In this comprehensive guide, we’ll break down key … Read more

VA Loans With a Cosigner – A Complete Guide

Many Veterans who utilize the VA loan do so with another applicant. It often makes sense for prospective homebuyers to want or need another applicant on their VA loan. Using another persons income, credit score and debt level can do wonders for loan qualification. However, not all co-borrowing scenarios are easy, and some may be … Read more