Bella Mertz

Adulthood comes with many milestones, and making big purchases like buying a car or a house are both toward the top of the list. Perhaps you’re even considering buying a house and car at the same time! That’s an ambitious prospect, so here are a few things you may want to consider. Buying a house … Read more

If your bank immediately recognizes loan origination fees and costs directly to your income statement, you are not alone. This is a common practice among many community banks. However, this practice is not in accordance with Generally Accepted Accounting Principles (GAAP). According to Accounting Standards Codification (ASC) 310-20-25-2, loan origination fees and direct costs are … Read more

Personal loans and auto loans are common choices for those interested in buying a new or used car. If you’re in the market for a new vehicle, you’ll need to decide on the best car financing option for your situation. There are advantages and disadvantages to both these loan options. Let’s look at the key … Read more

Are you looking for an LLC Loan for investment properties? Navigating the world of real estate investment can be complex, but with the right financial partner, it can also be incredibly rewarding. Bennett Capital Partners Mortgage Brokerage emerges as a premier choice for investors seeking LLC Loans For Investment Properties. In this blog post, well … Read more

Getting approved for a loan can be difficult when you have low income and bad credit. Many traditional lenders look at credit scores and debt-to-income ratios when evaluating an application, which can make it challenging for someone with less-than-perfect finances to qualify. However, there are lending options available if you have low income and bad … Read more

You don’t ever expect to have problems making your house payment, but life happens. Two of the potential steppingstones for mortgage relief are forbearance and deferment. We’ll break down forbearance vs. deferment and how the two often go hand in hand. Deferring a home loan payment can provide much-needed temporary financial relief if you are … Read more

If you’ve ever taken out a personal loan, financed a major purchase like a car or home, or loaned money to a friend or family member, you’ve likely encountered loan notes. But what exactly are they, and how do they work? This comprehensive guide will explain everything you need to know about loan notes. Frequency … Read more

When it comes to purchasing a home, navigating the complex world of mortgages can be overwhelming. For those seeking a path to homeownership with unique advantages, a USDA loan might be the solution. The United States Department of Agriculture (USDA) offers a loan program specifically designed to assist individuals and families in rural areas in … Read more

Losing a job can be an incredibly stressful experience. Suddenly, your main source of income is gone and you are left wondering how you’ll pay your bills or handle emergencies. You may find yourself needing extra money during this difficult period. Thankfully, there are options for getting loans without steady employment if you know where … Read more

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate mortgages to write unbiased product reviews. If you have a felony conviction, its definitely still possible for you to … Read more