At Alliant Credit Union, we understand that your RV is more than just a vehicle; it’s an adventure. Owning an RV is a great way to explore the outdoors and create lasting memories with family and friends. Whether you’re looking to purchase a new or used RV, or want to refinance your existing RV loan, Alliant Credit Union has you covered.
Our RV loan program is designed to provide you with flexible loan options, competitive rates and a fast and easy application process. With loan amounts up to $500,000, you can get the RV you want without breaking the bank. We have experienced loan officers ready to answer your questions and provide you with the financing you need so you can hit the open road in no time.
At Alliant Credit Union, we work hard to make sure our members get the best loan experience possible. Our RV loan program provides quick approval and fast funding so you can get the RV of your dreams.
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What is the minimum credit score for an RV loan?
According to a number of sources, a credit score of 650 to 660 is the minimum required to qualify for an RV loan. Your credit score should ideally be near (or over) 700. Strong creditworthiness is demonstrated by this score, typically through a history of on-time payments and low balance utilization.
What is the best interest rate for an RV loan?
The best RV loan interest rates currently start around 4. 49 percent for borrowers with excellent credit. But the rate you actually receive is determined by things like your credit rating, debt-to-income ratio, and annual income.
Where is the best place to get an RV loan?
- Best Overall: Alliant Credit Union.
- Best for Bad Credit: Southeast Financial.
- Best for Good Credit: Bank of the West.
- Best for Quick Funding: LightStream.
What credit score does Alliant Credit Union?
A minimum credit score of 620 and a debt-to-income ratio of 50% or less are required by Alliant Credit Union. On the website, prospective borrowers can begin the preapproval process to determine their eligibility and potential rates.