Finding Affordable Insurance in Corpus Christi, TX: Guide to Affordable Insurance of Texas

Finding affordable, quality insurance in Corpus Christi, TX can seem challenging. Premium rates from large national companies are often expensive for regional policyholders. Locally-based agencies like Affordable Insurance of Texas provide an alternative.

With over 30 years of experience serving Corpus Christi, Affordable Insurance delivers personalized coverage at competitive prices. They work with trusted insurers to offer:

  • Auto insurance
  • Home insurance
  • Flood insurance
  • Renters insurance
  • Business insurance
  • Workers comp
  • Commercial vehicle coverage
  • Mexico tourist auto insurance

This article will provide an in-depth overview of Affordable Insurance of Texas including:

  • Company background
  • Insurance products offered
  • Customer service
  • Discount opportunities
  • Contact information

Read on to learn why Affordable Insurance of Texas is a top choice for affordable Corpus Christi insurance.

Overview of Affordable Insurance of Texas

Affordable Insurance of Texas is a family-owned, independent insurance agency located in Corpus Christi. They have been providing insurance solutions to local individuals and businesses since 1984.

As an independent agency, Affordable Insurance works with over 20 leading insurance carriers. This allows them to offer customers multiple quotes and find the best combination of price, coverage and service. They have access to top national and regional insurance companies such as:

  • Progressive
  • Travelers
  • Safeco
  • Foremost
  • MetLife
  • Texas Farm Bureau
  • Germania
  • United Fire Group
  • Blue Ridge
  • Olympus

The agency’s staff includes experienced, licensed agents ready to assess customers’ risks and recommend customized insurance plans. Continuing education keeps the agents up-to-date on changes in insurance regulations and new products.

Affordable Insurance serves customers throughout the Corpus Christi metro area including Portland, Robstown, Aransas Pass, Sinton, Mathis, Taft, Odem, Gregory, Ingleside and more.

Insurance Products Offered

Affordable Insurance of Texas provides a comprehensive range of insurance solutions. Their main insurance offerings include:

Auto Insurance

  • Liability coverage
  • Collision coverage
  • Comprehensive coverage
  • Uninsured/Underinsured motorist
  • Medical payments
  • Rental reimbursement
  • Roadside assistance

Home Insurance

  • Dwelling coverage
  • Personal property
  • Loss of use
  • Liability
  • Flood
  • Windstorm

Renters Insurance

  • Personal property
  • Liability
  • Additional living expenses
  • Loss of use
  • Personal injury

Business Insurance

  • General liability
  • Property insurance
  • Commercial auto
  • Workers compensation
  • Professional liability
  • Cyber liability
  • Business interruption

Specialty Coverage

  • Mexico tourist auto
  • Classic car
  • Motorcycle
  • Boat
  • RV
  • Manufactured home
  • Flood

In addition to standard policies, the agents at Affordable Insurance provide specialty coverage for unique assets and high risk scenarios.

Why Choose Affordable Insurance of Texas?

Choosing the right insurance agent is key to getting optimal coverage at the best rate. Here are some of the top reasons Corpus Christi residents and businesses rely on Affordable Insurance of Texas:

1. Excellent Customer Service

The agency emphasizes responsive, personalized service for every customer. Their agents take time to explain insurance options and ensure clients fully understand their policies. Customer satisfaction is a top priority.

2. Competitive Prices

Because Affordable Insurance works with so many carriers, they are able to negotiate more affordable premiums. They price shop multiple insurers to get Corpus Christi customers the lowest rates.

3. Package Discounts

Bundling multiple insurance policies together qualifies customers for multiline discounts up to 20% off. Affordable Insurance helps clients combine home and auto policies or add umbrella insurance over existing policies to maximize savings.

4. Local Experience and Knowledge

As longtime Corpus Christi residents, Affordable Insurance understands the unique regional insurance needs of coastal Texas such as hurricane risks. Their localized expertise benefits customers.

5. Prompt Claims Processing

The agency has an A+ rating with the Better Business Bureau thanks to their reputation for fast, fair claims handling. Their team works quickly to resolve any issues and get clients back on their feet after a loss.

With all of these advantages, it’s easy to see why Affordable Insurance of Texas stands out as a top choice for Corpus Christi insurance shoppers.

Applying for Coverage

Affordable Insurance makes it quick and convenient to request quotes and apply for coverage. Corpus Christi residents can either:

  • Call 361-854-0207 to speak with an agent right away.
  • Visit their office at 5133 Kostoryz Road Suite B, Corpus Christi, TX 78415.
  • Request quotes online by filling out the form on their website.

The agency is open Monday thru Friday 8:30am – 5:30pm. An agent will answer your call live during business hours rather than leaving you stuck in an automated phone tree.

Their team will gather details about your risk profile, search for the best rates across their carrier partners, and provide a customized quote for the exact coverage you need. Purchasing coverage or making policy changes is seamless.

Discounts to Lower Your Premium

In addition to bundled policy discounts, Affordable Insurance offers many other ways for Corpus Christi customers to save:

  • Good driver discount – Up to 30% off for a clean driving record
  • Good student discount – Up to 25% off for B average and qualifying students
  • Safety features – Discounts for anti-theft devices, airbags, anti-lock brakes
  • Advance quote – Save up to 10% for getting an insurance quote in advance of your new policy start date
  • Auto paid in full – 5% off for paying 6 months or more of auto premium upfront
  • New home – Discount off home insurance for newly constructed homes
  • Welcome back – Savings for customers who switch their insurance back to Affordable Insurance from another company
  • Annual review – Customers can save each year by sitting down with an agent to review their policy
  • Defensive driver – Discount for completing an approved defensive driver course

The agency stays on top of any new discounts introduced by their partner carriers. They apply all possible savings to Corpus Christi customer policies.

Top Reasons to Choose Affordable Insurance of Texas

Finding the right insurance agent comes down to experience, service and competitive pricing. Here are the top reasons Affordable Insurance of Texas stands out for Corpus Christi insurance shoppers:

  • Trusted reputation – 30+ years providing insurance in Corpus Christi
  • Local experts – Specialized knowledge for coastal Texas risks
  • Multiple carriers – Quotes from over 20 national and regional insurance companies
  • Package discounts – Bundling policies together saves customers up to 20%
  • Superior service – Fast response times and expert explanation of policies
  • Proven claims handling – High marks from the Better Business Bureau for claims resolution
  • Discount opportunities – Numerous ways for Corpus Christi customers to lower premiums

Regardless of your insurance needs, the team at Affordable Insurance of Texas has an affordable solution. Contact them today to receive a free, no-obligation quote.

The Cheapest Car Insurance in Texas

FAQ

What is the cheapest home and auto insurance in Texas?

Based on MoneyGeek’s research, State Farm offers the best bundle insurance in Texas in terms of quality and customer service at a cost of $3,814 per year. Farmers offers the cheapest home and auto bundle at $2,818 per year.

How much is auto insurance in Texas?

The average price of car insurance in Texas is $58 per month for minimum coverage. Rates for full coverage average $153 per month.

Is home insurance required in Texas?

The law doesn’t require you to have home insurance. But if you still owe money on your home, your lender will require you to have it. Even though it’s not legally required, home insurance is a good idea because it helps protect your home and other assets.

Leave a Comment