Finding the Best Car Insurance in Chicago with United Auto Insurance

Getting car insurance in Chicago can be confusing with so many options to choose from. But one company stands out for its great coverage, low rates and exceptional service – United Auto Insurance.

United Auto Insurance has been providing affordable and reliable auto insurance to Chicago drivers for over 50 years. They offer policies that fit every budget and lifestyle, with add-ons like roadside assistance and rental reimbursement.

In this article, we’ll explain everything you need to know about getting car insurance from United Auto in Chicago, IL.

Overview of United Auto Insurance Chicago

United Auto Insurance is headquartered in Chicago and specializes in affordable car insurance for city drivers.

Some key facts about United Auto Insurance Chicago:

• Offers policies in Chicago, IL as well as Indiana
• Provides auto insurance plus motorcycle, homeowners, renters and commercial policies
• Has over 50 local agents and offices in the Chicago metro area
• Rated “A- Excellent” by A.M. Best for financial strength
• Gives discounts for safe driving, good students, multi-car policies and more

United Auto Insurance works directly with drivers in Chicago to find the right policy at the best price. They have affordable state minimum coverage plans as well as full coverage options.

Car Insurance Coverages from United Auto Insurance

United Auto Insurance provides all the essential car insurance coverages Chicago drivers need:

Liability Insurance

Liability insurance covers injuries or damage that you cause to other people in an accident. It’s required in Illinois and comes in two parts:

• Bodily Injury Liability – Pays for medical bills and other losses to people you injure in an accident. Minimum of $25,000 per person and $50,000 per accident is required in Illinois.
• Property Damage Liability – Covers damage you cause to other vehicles or property. Illinois requires a minimum of $20,000.

United Auto offers liability limits up to $500,000 to fully protect your assets.

Collision and Comprehensive Coverage

Collision and comprehensive are optional coverages that pay for damage to your own vehicle.

• Collision – Covers repairs to your car after an accident. Useful for newer vehicles.
• Comprehensive – Protects against theft, vandalism, natural disasters and more.

United Auto Insurance offers affordable deductible options on both coverages.

Uninsured/Underinsured Motorist

UM/UIM pays for your medical bills and vehicle damage when an at-fault driver has no insurance or not enough coverage. Required in IL unless waived.

Medical Payments

Med pay covers medical expenses for you and your passengers after an accident, regardless of fault. A useful extra coverage.

In addition to standard coverages, United Auto Insurance offers useful extras like rental reimbursement, roadside assistance, rideshare coverage and more.

SR-22 Insurance from United Auto

Need an SR-22 certificate after a traffic violation? United Auto Insurance offers same-day SR-22 filing in Illinois.

An SR-22 proves you have liability insurance by requiring your insurer to notify the Secretary of State if your policy is cancelled. United Auto works with high-risk drivers to provide affordable SR-22 insurance.

How to Get a Car Insurance Quote from United Auto

Getting a free quote from United Auto Insurance is quick and easy:

Online

• Visit the United Auto website at www.unitedautoinsurance.com.
• Enter your zip code to start a quote.
• Provide details about you, your vehicle and driving history.
• Select desired coverages and limits.
• Receive a detailed rate quote comparison.

By Phone

• Call United Auto at 773-202-5000 to speak with a local agent.
• Provide your basic information over the phone.
• Discuss policy options and get same-day quotes.

In Person

• Visit one of United Auto’s neighborhood offices in Chicago.
• Meet with an agent face-to-face to get a custom quote.

United Auto Insurance provides quotes from multiple top insurers so you can compare rates side-by-side. There’s no obligation to buy.

Discounts from United Auto Insurance

United Auto offers many ways to save, including:

• Good driver discount
• Safe vehicle discount
• Multi-policy discount
• Multi-car discount
• Good student discount
• Defensive driving discount
• Low mileage discount

Discounts can reduce your premium by as much as 30% with United Auto Insurance!

Payment Plans from United Auto

United Auto Insurance works with drivers to pay for coverage in installments. Options include:

• Monthly payments
• Quarterly payments
• Semi-annual payments
• Down payment with remaining balance spread over time

You can make payments easily online, over the phone or at a United Auto office.

How to File a Claim with United Auto Insurance

If you need to file a claim, report it to United Auto Insurance right away:

Call

• 24/7 claims hotline at 773-202-5000

Online

• File a claim anytime at www.unitedautoinsurance.com

Mobile App

• Use the UAIG Go Mobile app to file a claim fast

A claims adjuster will walk you through the process and help settle your claim quickly and fairly. United Auto Insurance works hard to provide exceptional claims service to customers.

Is United Auto Insurance a Good Choice for Chicago Drivers?

With affordable rates, broad coverage options and superior local service, United Auto Insurance is a great choice for car insurance in Chicago.

Advantages of insurance from United Auto include:

• Low Rates – United Auto offers some of the most affordable premiums in Chicago.
• Local Agents – Talk to a neighborhood agent face-to-face when getting your policy.
• Flexible Payment Plans – Pay for coverage in installments.
• Quick Claims Service – Experienced adjusters process claims fairly and efficiently.
• A-Rated Carrier – Backed by an insurer with excellent financial strength.
• Discounts – Ask about all the available ways to save money.

More Insurance Products from United Auto

In addition to auto insurance, United Auto Insurance provides:

• Motorcycle Insurance – Policies available for all types of bikes.
• Home Insurance – Protect your home and possessions.
• Renters Insurance – Insure your belongings when renting.
• Commercial Insurance – Cover small businesses and commercial vehicles.

You can bundle multiple policies together with United Auto Insurance to save even more.

Get a Free Chicago Car Insurance Quote

If you want great rates from a trusted local insurance provider, United Auto Insurance is a top choice for Chicago drivers.

Get a free, no-obligation quote today:

• Visit www.unitedautoinsurance.com
• Call 773-202-5000
• Stop by a neighborhood agency location

Then compare your options and see how much you could save on Chicago car insurance with United Auto!