Getting car insurance is an essential part of owning and driving a vehicle. With so many options out there, it can be challenging to find the right car insurance company and policy for your needs and budget. One great option to consider is Oasis car insurance.
What is Oasis Car Insurance?
Oasis car insurance is offered by Oasis Insurance Services, an independent insurance agency based in Florida. They provide a wide range of insurance products including auto, home, business, life, and more.
Some key things to know about Oasis car insurance:
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Local, family-owned agency: Oasis Insurance Services is a local, family-owned agency that takes pride in providing personalized service.
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Licensed in multiple states: They are licensed to provide insurance in Florida, Georgia, South Carolina, Alabama, and Tennessee.
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Range of coverage options: They offer standard coverage as well as options like collision, comprehensive, uninsured motorist, rental reimbursement, and more.
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Discounts available: Discounts may be available for things like good driving record, safety features, multi-policy, and more.
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Highly rated: Oasis Insurance Services currently holds an A+ rating with the Better Business Bureau.
Finding Oasis Car Insurance Near You
Oasis Insurance Services has offices located across Florida and Georgia. To find an agency near you:
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Search online: Do a search for “Oasis insurance near me” or “Oasis car insurance near me” to find their closest location.
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Check their website: Visit their website at www.oasisinsurance.com and use the office locator tool.
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Call them: Call their office at (954) 923-7334 to speak with an agent who can tell you the nearest branch.
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Visit in person: Stop by one of their local agency offices in cities like Hollywood, Pompano Beach, Orlando, Jacksonville, and more.
Getting a Car Insurance Quote
Once you’ve found your local Oasis Insurance Services office, the next step is to get a detailed quote for car insurance tailored to your specific needs. Here’s how their quote process works:
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Provide vehicle information: This includes the year, make, and model of your car along with usage, mileage, and more.
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Give personal details: Such as your name, birthdate, address, driver’s license number, and insurance history.
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Select desired coverage: Choose liability limits, deductibles, and any optional coverages you want.
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List other drivers: If there are other household members who drive your car.
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Receive quote: An Oasis agent will provide a personalized quote based on the details you provided.
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Adjust coverage: Ask your agent to rerun the quote with different coverage amounts if needed.
Getting an accurate upfront quote allows you to see how much you’ll pay for Oasis car insurance based on the coverage you select.
Oasis Car Insurance Coverage Options
Oasis Insurance Services offers a variety of standard and optional car insurance coverages to fit your needs:
Liability insurance
- Protects you if you cause an accident that injures others or damages their property. Required in most states.
Collision insurance
- Covers repair or replacement costs if your car is damaged in an accident.
Comprehensive insurance
- Covers non-collision damage from things like theft, vandalism, natural disaster, fire, and more.
Uninsured/underinsured motorist
- Provides coverage if you’re hit by a driver with no or insufficient insurance.
Medical payments
- Helps pay medical bills for injuries to you or passengers in your car.
Rental reimbursement
- Provides payment for a rental car while your vehicle is being repaired after a covered loss.
Roadside assistance
- Pays for help with breakdowns, flat tires, battery jumps, gas delivery, lockout service, and towing.
Rideshare insurance
- Provides coverage specifically for drivers who work for services like Uber or Lyft.
An Oasis agent can explain each of these options and recommend the right coverages and limits based on your car, budget, lifestyle, assets, and insurance needs.
Oasis Car Insurance Discounts
Like many insurance companies, Oasis offers several discounts that can potentially lower your car insurance premium:
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Good driver discount: For a clean driving record free of accidents, tickets, and claims.
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Safety feature discount: For cars with airbags, anti-lock brakes, anti-theft system, and other safety equipment.
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Defensive driver discount: For completing an approved defensive driver safety course.
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Multi-policy discount: For bundling auto with home, condo, or renters insurance.
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Multi-car discount: For insuring more than one car on the same policy.
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Good student discount: For teens and college students who maintain a B average or better.
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Military discount: For active or former military personnel.
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Early shopper discount: In some states for getting an insurance quote 45+ days before your policy renews.
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Paid-in-full discount: For paying your full 6-month or 12-month premium upfront rather than in installments.
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Paperless discount: For signing up for online statements and billing rather than paper.
Ask your Oasis agent to see which discounts you may be eligible for to maximize your savings on car insurance.
Why Choose Oasis for Car Insurance?
There are many good reasons to choose Oasis Insurance Services for your car insurance needs:
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A+ BBB rating: Demonstrates their commitment to honest, ethical business practices and customer satisfaction.
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Local expertise: As a local, family-owned agency, they understand the insurance needs in your area.
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Wide coverage options: Policies can be customized with standard and optional coverages to suit your specific situation.
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Bundling discounts: Insuring multiple policies together like auto and home can reduce your costs.
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Superior service: Many positive customer reviews praise their friendly, responsive service when filing claims.
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Free quotes: Quickly compare personalized quote options from Oasis vs other top insurers.
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Policy discounts: Take advantage of their many available discounts to lower your premium.
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Easy claims: File and manage claims easily with their experienced team.
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Payment flexibility: Pay for your policy annually, semi-annually, quarterly, or monthly.
For personalized local service, competitive rates, and comprehensive coverage, Oasis Insurance Services is a great choice to protect you and your vehicle.
Getting the Best Rate on Oasis Car Insurance
Here are some top tips for getting the lowest possible rate on Oasis car insurance:
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Increase deductibles: Choose higher deductibles of $500, $1,000 or more to lower your premiums.
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Drop unnecessary coverage: Remove optional coverages you may not need to pare down costs.
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Take advantage of discounts: Ask about every discount you qualify for to maximize savings.
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Improve credit score: Insurance scores factor in your credit, so improving it may lower your rate.
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Review policy annually: Shop around to compare Oasis’ rates with competitors each policy term.
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Buy a safer car: Cars with the latest safety features can qualify you for a discount.
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Ask about usage-based options: Oasis may offer special plans with rates based on actual mileage.
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Reduce commute distance: Moving closer to work or driving fewer annual miles can lower some premiums.
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Increase liability limits: Higher limits show financial responsibility and may earn a discount.
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Bundle more policies: Add renters, condo, or life insurance to auto for a multi-policy discount.
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Pay annually: Opting for annual premium payments rather than monthly can mean significant savings.
Is Oasis Car Insurance Right for You?
At the end of the day, the best car insurance company comes down to your specific location, vehicle, budget, and coverage preferences. To decide if Oasis is the right insurer for your needs:
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Get a free quote to compare Oasis’ pricing with other top companies.
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Review policy options to ensure Oasis offers the coverage and limits you require.
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Ask about discounts to see how much you can potentially save.
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Compare customer ratings to see what existing Oasis customers have to say.
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Speak with an agent to get help customizing a policy that’s tailored for you.
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Consider bundling auto with home or renters for added savings.
For quality car insurance from a trusted local agency, Oasis Insurance Services is worth considering. And with offices located throughout Florida and Georgia, it’s easy to connect with an agent near you to get a free quote today.
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