Finding the Best Progressive Insurance in Columbus, Ohio

Progressive is one of the largest auto insurance providers in the United States, with nearly 20 million policies in force. The company is known for innovative offerings like Snapshot® usage-based insurance and Name Your Price® online quoting. For Columbus, Ohio residents looking for car insurance, Progressive provides competitive rates along with strong claims servicing.

This article will cover what you need to know about getting Progressive insurance in Columbus, including:

• Progressive’s offerings and benefits
• Working with local Progressive agents
• Understanding Ohio car insurance requirements
• Deciding on the right coverage levels
• Ways to save on Progressive premiums
• Filing a claim with Progressive

Progressive Insurance Overview

Founded in 1937, Progressive has grown to become the #3 auto insurer in the country. The company provides the following insurance products:

• Auto
• Motorcycle
• Home
• Renters
• Commercial auto
• Business

Progressive writes over $33 billion in premium annually. They are known for emphasizing technology and data analytics to assess risk, price policies, and streamline the insurance experience.

Some key advantages of Progressive coverage include:

• Online quotes – Quickly compare rates at Progressive.com
• Snapshot program – Potential to save based on driving habits
• Name Your Price® – Flexible bidding for budget-conscious shoppers
• Accident forgiveness – No premium hike after first at-fault accident
• New car replacement – Get a new car if yours is totaled in the first year
• Roadside assistance – Includes fuel delivery, lockout service, towing

Working with Progressive Agents in Columbus

While Progressive offers direct online quoting, many customers prefer having an independent insurance agent to talk to.

Progressive partners with over 35,000 independent agents across the United States. These agents are able to provide Progressive policies along with coverage from other leading insurers.

There are over 50 Progressive agents in Columbus, Ohio to choose from. When selecting an agent, look for:

• Solid client reviews and ratings
• Experience with Progressive products
• Offers policies from multiple insurance carriers
• Strong knowledge of Ohio insurance regulations
• Responsive customer service

Reputable agents like these can compare Progressive to other insurers to find you the best rates. They also provide personalized service when you have questions or need to file a claim.

Ohio Car Insurance Requirements

Progressive auto policies sold in Ohio need to meet the state’s minimum coverage requirements:

• Bodily injury liability: $25,000 per person / $50,000 per accident
• Property damage liability: $25,000
• Uninsured motorist: $25,000 per person / $50,000 per accident

More comprehensive coverage can also be added for better protection. Progressive agents in Columbus can explain your options.

Some other Ohio car insurance rules to know:

• Driving without mandatory insurance can lead to license suspension
• Insurers must offer glass repair rather than replacement
• Policies must include collision coverage for leased vehicles
• Rates are deregulated but can’t be excessive or unfairly discriminatory

Again, a local Progressive insurance agent can ensure your policy meets all legal requirements.

Choosing Right Coverage Levels from Progressive

While Ohio requires minimum liability limits of 25/50/25, experts often recommend higher amounts of 100/300/100 or more. Higher limits help avoid out-of-pocket expenses if you cause an accident.

In addition to liability, Progressive offers these other important coverages:

• Comprehensive – Pays for damage from theft, vandalism, fire, weather, animal collisions
• Collision – Covers damage to your vehicle from accidents
• Uninsured motorist – Protects you if hit by a driver with no insurance
• Medical payments – Reimburses medical bills for you and passengers

A Progressive agent can assess your specific risks and make informed recommendations for appropriate coverage limits. Be sure to discuss any higher policy limits you may need.

Discounts to Save on Progressive Premiums

Progressive offers a number of auto insurance discounts that Columbus drivers can take advantage of:

• Multi-policy – Bundle home or renters insurance
• Multi-vehicle – Insure more than one car
• Continuous insurance – No lapse in prior coverage
• Good student – At least a B average
• Defensive driving – Complete approved safety course
• Auto-pay – Set up electronic payments from bank account
• Paperless – Go paperless for billing and policy documents

Ask Progressive agents about qualifying for discounts to reduce your premium. Every bit of savings helps maximize value.

The Progressive Claims Process in Columbus

If you need to file a claim after an accident or incident, Progressive has a 24/7 claims center you can call at 1-800-PROGRESSIVE. Claims can also be reported online or via the Progressive mobile app.

The company makes the claims process easy by assigning a dedicated representative to handle your claim from start to finish. Policyholders can also track the status of a claim online around the clock.

For damaged vehicles, Progressive has an extensive network of local repair shops in the Columbus area to provide timely, high-quality repairs. Rental cars are also covered if needed during the repair process.

Reaching out to your independent Progressive agent for assistance can further simplify the claims process. Many agents will help file the initial claim for you as well as follow up to ensure everything gets resolved properly.

Finding the Best Progressive Insurance in Columbus

With affordable rates and strong customer service, Progressive is an excellent option for Columbus drivers needing insurance. Connecting with a reputable local Progressive agent is the best approach to getting the right policy at the lowest cost.

Agents have in-depth knowledge of Ohio insurance regulations and Progressive’s offerings. They can provide guidance on required coverage and help you qualify for discounts. For an easy insurance experience, partner with a trusted Progressive agency in the Columbus area.