Finding the Best Auto Insurance at Oxford’s 87th & Halsted Location

If you live on Chicago’s South Side and need to get car insurance, one of the most convenient options is to visit Oxford Insurance’s office at 87th & Halsted. This local insurance agency provides fast and easy auto insurance quotes right in the heart of your neighborhood.

This article will highlight what you can expect when you visit Oxford’s 87th and Halsted location, the types of auto insurance they offer, discounts that may be available, and tips for getting the best rate.

Overview of Oxford Insurance’s 87th & Halsted Office

Oxford Insurance first opened their 87th and Halsted office in Chicago back in 1989. For over 30 years, this location has been providing South Side residents with quality auto insurance options from top national and regional insurance carriers.

Here are some key things to know about this convenient neighborhood insurance agency:

• Exact Location – 8710 S Halsted St, Chicago, IL 60620. They are conveniently located right on the corner of 87th Street and Halsted.

• Office Hours – Monday to Friday 9 AM – 7 PM, Saturday 9 AM – 2 PM. Closed Sundays.

• Phone Number – (773) 887-6690. You can call ahead for a quote or with any questions.

• Insurance Offered – Auto, motorcycle, commercial vehicle. Can provide SR-22 documentation.

• Carriers Represented – Over 15 top insurance companies including Progressive, Safeco, Travelers, Foremost, and more.

• Language Services – The agents at this location speak both English and Spanish.

Oxford Insurance works with customers throughout Chicago but their 87th and Halsted location provides South Side residents with quick access to multiple insurance quote options in their neighborhood.

Getting an Auto Insurance Quote

Visiting Oxford Insurance’s 87th & Halsted office makes it easy to get quotes for Chicago auto insurance. Here are some things you can expect when getting a quote:

• Review Coverage Options – They will discuss the types of auto insurance you need based on your situation – liability, collision, comprehensive, uninsured motorist, etc.

• Provide Your Information – You’ll need to share some personal and vehicle details so they can generate accurate quotes. This includes things like your driving record, car make/model, and mileage.

• Run Your Quotes – The agents will check rates from over 15 insurance companies to find you the most affordable rates and best options.

• Compare Plans – You’ll be able to review quotes side-by-side and understand the differences in coverage, pricing, and terms between insurance carriers.

• Ask Questions – Don’t hesitate to ask your agent to explain coverages or recommend the right amounts of insurance for your needs.

• Get Support – The agents can walk you through the process of starting a new policy or switching providers.

Getting multiple quotes is the key to finding budget-friendly rates on Chicago auto insurance. The agents at Oxford Insurance simplify the process so you can save time and money.

Types of Auto Insurance Offered

Oxford’s 87th and Halsted location provides all the major types of auto insurance Chicago drivers need:

Liability Insurance

This covers injury or property damage you cause others in an accident. Required in Illinois. Oxford can provide minimum liability limits or higher amounts of protection.

Collision Insurance

This covers damage to your vehicle after an accident with another car or object. Recommended for vehicles less than 10 years old.

Comprehensive Insurance

This covers your vehicle due to incidents like vandalism, weather, or theft. It provides protection beyond collisions.

Uninsured/Underinsured Motorist

This coverage protects you if you’re hit by a driver who has no or insufficient insurance.

Medical Payments

This coverage pays medical bills for injuries to you or passengers after an accident, regardless of fault.

The agents at Oxford’s Halsted Street location have the experience to review your situation and provide guidance on the types and amounts of auto insurance that make the most sense.

Discounts to Lower Your Premiums

Oxford Insurance will not only find you the lowest rates, they can identify discounts to further reduce your premiums. Some common auto insurance discounts include:

• Multi-policy discount – Bundles policies together for savings

• Good student discount – For young drivers with 3.0+ GPA

• Safe driver – For accident-free drivers

• Low mileage – Drives less than 10,000 miles/year

• Defensive driver – For those who complete safety courses

• Anti-theft devices – Cars with anti-theft systems

Make sure to ask the agent at 87th and Halsted what discounts you may qualify for when getting a quote. Every little bit helps when trying to maximize savings on Chicago car insurance.

Tips to Find the Best Rate

To get the lowest price on auto insurance through Oxford’s 87th & Halsted office, keep these tips in mind:

• Increase deductibles – Raise deductibles up to $500 or $1,000 to lower rates.

• Drop unnecessary coverage – Eliminate collision/comprehensive for older cars.

• Compare quotes – Don’t settle on just one quote – make sure it stacks up against competitors.

• Ask about discounts – Don’t forget to inquire about any discounts or ways to save.

• Enroll in telematics – See if usage-based insurance could reduce your costs.

• Improve credit – Fixing errors on your credit report may help improve your premiums.

• Review annually – Shop new quotes yearly to ensure you always have the best rate.

The friendly agents at Oxford Insurance’s 87th and Halsted location will provide you with personalized service, explain important coverages, and ensure you get the most affordable Chicago car insurance quote. For South Side residents, this conveniently located neighborhood agency strives to make the auto insurance process fast and hassle-free. Contact them today to start saving money on your policy!