Business Insurance Services Inc Honolulu – Covering Hawaii Businesses for Over 30 Years

Finding the right insurance for your business can be a challenging process. As a Honolulu business owner, you want an agency that truly understands the local market and can craft customized policies to protect your company. For over 30 years, Business Insurance Services Inc has been Hawaiʻi’s trusted source for commercial insurance, employee benefits, and risk management.

About Business Insurance Services Inc Honolulu

Founded in 1990, Business Insurance Services is Hawaiʻi’s largest independently owned insurance agency. Their focus is providing comprehensive risk management solutions to protect local businesses.

With headquarters in Honolulu and branch locations on Maui, Kauaʻi, and Hawaiʻi Island, Business Insurance Services has grown to serve clients statewide. The agency employs over 50 insurance professionals and staff with deep expertise across all forms of commercial and personal coverage.

As a full-service agency, Business Insurance Services Inc Honolulu offers:

• Commercial property insurance
• General liability insurance
• Commercial auto insurance
• Professional liability insurance
• Workers’ compensation
• Employee benefits
• Personal lines like home, auto, and umbrella

Their consultative approach ensures clients get insurance tailored to their unique risks and needs. Business Insurance Services has become a trusted advisor to many of Hawaiʻi’s top companies.

Commercial Insurance Offerings

General Liability Insurance

A standard component of any business policy is commercial general liability (CGL) insurance. This covers expenses if your company is sued for bodily injury, property damage, or personal injury caused to a third party.

Business Insurance Services Inc offers CGL limits up to $10 million, with no deductible if desired. Coverage includes legal defense costs and settlements.

Professional Liability Insurance

For companies providing professional services, errors and omissions insurance is crucial. Also known as professional liability insurance, this covers the insured against claims of substandard work or negligent actions.

Architects, engineers, consultants, healthcare providers, and other professional service firms rely on Business Insurance Services for tailored malpractice and E&O insurance.

Workers’ Compensation Insurance

Nearly every company with employees needs workers’ compensation insurance to cover lost wages and medical costs if a workplace accident occurs.

Business Insurance Services Inc has decades of experience securing quality workers’ comp coverage at competitive rates for Hawaiʻi employers. They guide clients on legal compliance and programs to reduce workplace injuries.

Cyber Liability Insurance

With growing cyber threats, data breaches can devastate a company. Cyber liability insurance covers costs like computer forensics, legal services, customer notification, and PR to mitigate reputational damage after a cyber attack.

Business Insurance Services Inc offers customizable cyber risk policies scaled to your company’s level of threat exposure and potential costs.

Management Liability Insurance

For companies concerned about potential lawsuits from shareholders, Business Insurance Services Inc provides management liability insurance, also known as directors and officers (D&O) coverage.

This protects board members, executives, and managers from personal liability in the event of a lawsuit for alleged wrongful acts on the job. Employment practices liability insurance (EPLI) also falls under the management liability umbrella.

Property Insurance

Protecting physical assets like buildings, equipment, furniture, electronics, and inventory stock is also crucial. Business Insurance Services Inc’s commercial property insurance covers loss or damage at your business locations.

Additional coverages like flood, earthquake, boiler and machinery insurance can be added based on your risks.

Employee Benefits Solutions

Business Insurance Services Inc has an entire division dedicated to structuring employee benefits packages, including:

• Medical, dental, and vision group insurance
• Life insurance
• Disability insurance
• Long-term care insurance
• 401(k) retirement plans
• Supplemental insurance options

Their benefit consultants handle everything from risk analysis, vendor selection, and implementation to ongoing administration and compliance. This expertise is invaluable for Hawaiʻi companies aiming to attract and retain talent.

Claims Management and Risk Services

Insurance policies are truly tested in the claims process. Business Insurance Services Inc has an in-house claims management team to advocate for clients. Their experts walk you through the process, dispute unjustified claim denials, and pursue maximum reimbursements.

Another key service Business Insurance Services Inc provides is risk management. Their consultants assess clients’ operations to identify potential exposures and implement programs like safety training, inspection protocols, and business continuity planning to reduce claims.

Why Choose Business Insurance Services Inc Honolulu?

With deep roots in Hawaiʻi’s business community and run by local executives, Business Insurance Services Inc Honolulu sets itself apart in many ways:

• Tailored insurance policies: Agents take time to understand clients’ needs rather than push pre-set packages.

• Experienced staff: Average tenure of 15+ years in the insurance industry.

• In-house underwriting: Ability to craft customized coverage rather than rely on insurers’ standardized off-the-shelf products.

• Risk management: Proactive guidance to improve safety and prevent losses, not just insurance to pay claims.

• Local expertise: Insuring Hawaiʻi businesses for over 30 years provides valuable perspective and authority.

• Trusted choice: As an independent agency, Business Insurance Services Inc works for clients not insurance carriers.

The combination of experience, expertise, and tailored solutions has earned Business Insurance Services Inc Honolulu the trust of Hawaii’s business community. They are the partner you want assessing exposures, securing coverage, and protecting your assets.

Business Insurance Services Inc Honolulu Locations

With four conveniently located offices, Business Insurance Services Inc’s insurance professionals are never far away:

Honolulu Headquarters Office:

615 Pi’ikoi St #1901
Honolulu, HI 96814

Phone: (808) 592-5011

Kauai Office:

4485 Pahe’e St #140
Lihue, HI 96766

Phone: (808) 245-2773

Maui Office:

2115 Wells St
Wailuku, HI 96793

Phone: (808) 244-6006

Hawaiʻi Island Office:

1080 Kilauea Ave
Hilo, HI 96720

Phone: (808) 935-1888

Clients can visit any location in person or go to www.bisihi.com for more contact options. Business Insurance Services Inc Honolulu always aims to be accessible when you need trusted insurance advisors.

Partnered Carriers

As an independent agency, Business Insurance Services Inc can provide quotes from over 50 trusted A-rated insurance carriers:

• Ace American Insurance
• AIG
• Allianz
• Chubb
• CNA
• Fireman’s Fund
• First Insurance Co. of Hawaii
• The Hartford
• HCC Surety Group
• Hiscox
• Markel
• Philadelphia Insurance Companies
• Sompo International
• Travelers
• XL Catlin
• Zurich

These partnerships ensure Business Insurance Services Inc can deliver on its commitment to find clients the right coverage at the best value.

Working With Business Insurance Services Inc Honolulu

Ready to protect your Honolulu business with customized insurance solutions? Business Insurance Services Inc makes it easy to get started:

• Visit their website at www.bisihi.com to request a quote or find contact information.

• Call their Honolulu office at (808) 592-5011 to speak with a representative.

• Set up a consultation with an agent to review your risks and insurance needs in detail.

• Ask for referrals from other Hawaiʻi business owners who trust Business Insurance Services Inc.

Don’t leave your company exposed when Hawaii’s leading commercial insurance advisor is ready to help. Partner with Business Insurance Services Inc Honolulu and enjoy peace of mind knowing your assets are covered.