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A welcome bonus of some kind is offered by many of the top cash-back credit cards and rewards cards; this bonus is typically earned when you meet a minimum spending requirement within a given time frame. For instance, if you spend $4,000 on purchases with the Chase Sapphire Preferred® Card within the first three months of opening an account, you can accrue 60,000 bonus points.
Discover credit cards do things a bit differently. For starters, none of its cards have an annual fee; instead, they value simplicity over extensive lists of benefits for cardholders. Find the right Discover credit card for you.
Moreover, Discover credit cards offer a “delayed” bonus known as Discover Cashback MatchTM in place of an upfront bonus or a higher rate of return on all of your purchases. This can be quite helpful if you use your credit card extensively in the first year.
Get ready to discover the mysteries of Discover it® Cashback Match and double your cashback rewards! Fasten your seatbelts, because we’re going to delve deeply into this special program that puts extra money in your pocket.
What Exactly is Discover it® Cashback Match?
Imagine this: you spend your first year with Discover, racking up cashback on everything from groceries to gas. Then, boom! Discover magically doubles all the cashback you earned, giving you a sweet bonus just for being a loyal customer. That’s the magic of Discover it® Cashback Match.
It’s like finding a hidden treasure chest filled with cash, but without the pirate map and eye patch. No gimmicks, no hidden fees – just pure, doubled-up cashback joy.
How Does Discover it® Cashback Match Work?
Here’s the lowdown on this awesome program:
- Eligibility: This offer is available to all new Discover it® cardholders. So, if you’re new to the Discover family, you’re in for a treat.
- Matching: At the end of your first year, Discover takes all the cashback you’ve earned and doubles it, no strings attached. It’s like getting free money for doing what you already do – spending!
- No Limits: There’s no cap on how much cashback Discover will match. So, whether you’re a casual spender or a cashback ninja, you’ll get the full benefit of this program.
- Automatic Magic: You don’t have to lift a finger. Discover automatically applies the match to your account at the end of your first year. Sit back, relax, and watch your cashback double before your eyes.
Which Discover Cards Offer Cashback Match?
The good news is that most Discover it® cards come with this amazing perk:
- Discover it® Cash Back: Earn 5% cash back on rotating categories each quarter (up to $1,500 in quarterly purchases, then 1%), plus unlimited 1% cash back on all other purchases.
- Discover it® Miles: Earn unlimited 1.5x miles on every dollar of every purchase.
- Discover it® Chrome: Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Earn unlimited 1% cash back on all other purchases.
- Discover it® Student Cash Back: Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Earn unlimited 1% cash back on all other purchases automatically.
- Discover it® Secured Credit Card: Earn unlimited 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Earn unlimited 1% cash back on all other purchases.
- Discover it® Balance Transfer: Earn 5% cash back after activation on rotating categories each quarter (up to $1,500 in purchases), then 1% for all other purchases.
No matter which Discover it® card you choose, you’ll enjoy the sweet satisfaction of doubled cashback with the Cashback Match program
Why Choose Discover it® Cashback Match?
Here’s why this program stands out from the crowd:
- Double the Rewards: It’s like getting a 100% bonus on all your cashback earnings – a total game-changer for maximizing your rewards.
- No Minimum Spending: Unlike some credit card offers, you don’t have to jump through hoops to qualify for the match. Just use your card regularly and watch your rewards grow.
- No Annual Fee: Most Discover it® cards come with no annual fee, making them even more budget-friendly.
- Automatic Magic: No need to enroll or activate anything. The match automatically applies to your account, making it hassle-free.
Tips for Maximizing Your Discover it® Cashback Match
Ready to turn your spending into serious savings? Here are some pro tips:
- Activate rotating bonus categories: Each quarter, Discover offers 5% cash back on different categories. Make sure to activate these categories to maximize your earnings.
- Use your card for everyday purchases: The more you use your card, the more cashback you’ll earn, which means a bigger match at the end of the year.
- Pay your balance in full each month: Avoid interest charges and keep your credit score healthy, which can help you qualify for even better rewards in the future.
- Combine with other Discover promotions: Discover often runs special promotions and offers, so keep an eye out for ways to boost your rewards even further.
Frequently Asked Questions
How long does the Cashback Match program last?
The Cashback Match program applies to all cashback you earn in your first year as a Discover it® cardholder
Is there a limit to how much cashback Discover will match?
Nope! Discover doesn’t cap the match amount, so you can potentially double thousands of dollars in cashback rewards.
Do I need to do anything to activate the Cashback Match program?
Nope, it’s automatic! Just use your card and enjoy the doubled rewards at the end of your first year.
Can I use my Cashback Match rewards for anything?
Absolutely! You can redeem your rewards for cash back, statement credits, gift cards, travel purchases, and more. The choice is yours!
Discover it® Cashback Match is a unique and generous program that rewards loyal customers with double the cashback. If you’re looking for a credit card that helps you stretch your budget and maximize your rewards, look no further than Discover. With its no-annual-fee policy, rotating bonus categories, and automatic Cashback Match, Discover it® cards are a perfect fit for savvy shoppers who love getting the most out of their spending. So why wait? Dive into the world of doubled cashback rewards and experience the magic of Discover it® Cashback Match today!
Which Discover cards qualify for the Cashback Match program?
New eligible Discover credit cardholders can see all their rewards matched after the first year. The main cards that are eligible for this offer include:
Automatically earn unlimited 1.5x Miles on every dollar of every purchase
0% intro APR for 15 months on purchases and balance transfers
17.24% – 28.24% Variable
Unlimited match of all the miles youve earned at the end of your first year
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Unlimited 1. 5x miles on all purchases.
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. At the conclusion of the first year, find matches for all the miles you have accrued.
- con icon Two crossed lines that form an X. Limited benefits compared to other travel rewards cards.
Discover it® Miles is a credit card that has no annual fees and a straightforward rewards program that you should give some thought to. Its biggest strength is the 1. In addition to Discovers Unlimited Bonus program, which matches all of the rewards you earn in the first year, it earns five times as many miles overall.
- Unlimited Bonus: All new cardholders will receive an unlimited mile-for-mile match exclusively from Discover. At the conclusion of your first year, Discover offers you an unlimited match of all the Miles you have accrued. For instance, you receive 70,000 miles if you earn 35,000 miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
- Automatically earn unlimited 1. 5x Miles on every dollar of every purchase.
- No annual fee
- Turn Miles into cash. Alternatively, use it as a statement credit to pay for your travel-related expenses, such as lodging, meals, hotels, gas stations, and more.
- 0% intro APR for 15 months on purchases. Then 17. 24% – 28. 24% Standard Variable Purchase APR will apply.
- By assisting you in removing your personal information from specific people-search websites that may sell your data, Discover could help you limit the exposure of that information online. It’s free, activate with the mobile app.
- 99% of the establishments that accept credit cards nationwide accept Discover.
- Terms and conditions apply.
The Discover Cashback MatchTM program is worth looking into if you don’t mind forgoing an initial sign-up bonus in favor of a delayed bonus that is based on how much you spend on your credit card in the first year.
To choose the best Discover credit card for your spending habits, make sure you compare all of the available options.
For rates and fees of Discover it® Miles, please click here.
Editorial Note: No card issuer has reviewed, approved, or otherwise endorsed any of the opinions, analyses, reviews, or recommendations expressed in this article; all opinions are the author’s alone. Read our editorial standards.
Please take note that although the above offers were correct at the time of publication, they could have changed or might not be available at all.
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Discover Cashback Match: How it works Discover it® Cash Back
Receive 5% cash back on daily purchases at various locations where you shop every quarter, such as grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate Earn unlimited 1% cash back on all other purchases automatically.
0% intro APR for 15 months on purchases and balance transfers
17.24% – 28.24% Variable
Earn Unlimited Cashback Match™
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Between April 1st and June 30th, 202024, you can earn up to 5% cash back at gas stations.
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. At the conclusion of your first account year, Discover will match the cash back you have earned.
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee.
- con icon Two crossed lines that form an X. Maximum amount of bonus cash back that you can receive every quarter
- con icon Two crossed lines that form an X. If you don’t find the quarterly categories convenient, another card will allow you to earn more cash back.
One of the greatest credit cards that gives 5% back on popular rotating categories up to a spending limit is the Discover it C2%AE Cash Back. Your rewards are matched by Discover after the first 12 months, and the card has no annual fee.
- Introductory Offer: Discover is the only bank offering new cardholders unlimited cashback match. At the conclusion of your first year, Discover will automatically match all of the cash back you have earned! There are no minimum or maximum rewards. You could turn $150 cash back into $300.
- Receive 5% cash back on daily purchases at various locations where you shop every quarter, such as grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate Plus, earn unlimited 1% cash back on all other purchases-automatically.
- Redeem your rewards for cash at any time.
- By assisting you in removing your personal information from specific people-search websites that may sell your data, Discover could help you limit the exposure of that information online. Its free, activate with the mobile app.
- Get a 0% intro APR for 15 months on purchases. Then 17. 24% to 28. 24% Standard Variable Purchase APR applies, based on credit worthiness.
- No annual fee.
- Terms and conditions apply.
Different Discover credit cards offer different bonus categories and earning rates; some have higher reward rates than others. All Discover credit cards, however, come with a Cashback MatchTM feature that increases your rewards after the first year.
You will continue to receive rewards according to your card’s rewards schedule as soon as you open an eligible Discover credit card. Nevertheless, Discover will match all of your rewards from the first 12 months, no matter how many you earned (even in bonus categories), after a year. You dont need to do anything to activate this match feature.
For example, if you spent $20,000 on the Discover it® Miles in your first year, earning 1. 5 miles for each dollar you spent, you would initially earn 30,000 miles. But after your first 12 months, Discover would match all the rewards you accrued, up to a maximum of 60,000 miles.
The same is true for the Discover it C2%AE Cash Back, which gives up to $1,500 in quarterly bonus categories that rotate (then 1% back) and up to 5% cash back on all other purchases (from April 30 to June 30 in 2020–21) at gas stations.
Discover offers quarterly bonus categories that, if you filled them all up in a given year, would earn you $300 in bonus money. Additionally, you would receive $200 in rewards if you used your card for $20,000 in annual regular spending. After a full year, Discover would match this amount, for a total of $500 in rewards, for a total of $1,000 in cash back.
The same methods you use to redeem other rewards, such as gift cards, cash back, statement credits, and Amazon purchases, also apply to matching Discover rewards. com, and donations to Discovers charity partners.
Additionally, keep in mind that you can spend your regular Discover rewards throughout the year, and Discover will still match the amount you earned after 12 months; you are not required to wait to redeem your rewards until the 12 months are up and you receive the bonus.