The FNB Private Wealth Credit Card is the best credit card for both your everyday and larger transactional needs because it comes with exclusive travel and lifestyle benefits. Get a bundle account at no cost to you.
Purchase Protect offers up to R15 000 cover for items purchased with your virtual credit card.
Earn up to 100% of your monthly FNB Fusion Private Wealth Account fee back in eBucks.
Get covered with Automatic Debt Protection up to R12 000 with the option to top-up cover.
Take advantage of eBucks Travel to receive up to yearly complimentary SLOW Lounge visits, up to 80% off select flights, and pay nothing for Global Travel Insurance.
A credit card specifically intended for affluent individuals with substantial investable assets is called a private wealth card. These cards usually come with a number of special features and advantages, like travel rewards, concierge services, and entry to private events.
What are the Benefits of a Private Wealth Card?
Private wealth cards offer a number of benefits that are not available with traditional credit cards, These benefits can include:
- High credit limits: Private wealth cards often have higher credit limits than traditional credit cards, which can be helpful for making large purchases.
- Travel rewards: Many private wealth cards offer generous travel rewards, such as points that can be redeemed for flights, hotels, and other travel expenses.
- Concierge services: Private wealth cardholders often have access to concierge services that can help them with a variety of tasks, such as booking travel, making dinner reservations, and finding tickets to events.
- Access to exclusive events: Some private wealth cards offer access to exclusive events, such as concerts, sporting events, and art shows.
- Insurance: Some private wealth cards offer insurance benefits, such as travel insurance and purchase protection.
Who Qualifies for a Private Wealth Card?
To qualify for a private wealth card, you typically need to have a significant amount of investable assets. The specific requirements will vary depending on the issuer but they may include having a net worth of at least $1 million or having investable assets of at least $500000.
How to Apply for a Private Wealth Card
You can get in touch with your bank or financial advisor to apply for a private wealth card. They will be able to guide you through the application process and help you decide which card is best for you.
Private Wealth Credit Card: The Lifestyle and Luxury You Deserve
The FNB Private Wealth Credit Card is the ideal credit card for both your daily and larger transactional needs. It offers a wide variety of innovative simple and secure ways to pay with the FNB App. Additionally, it comes with exclusive travel and lifestyle benefits, making it the perfect card for those who appreciate the finer things in life.
Exclusive Family Rewards
Several special family benefits are included with the FNB Private Wealth Credit Card, such as:
- Rewarding travel benefits: Get up to 36 complimentary annual SLOW Lounge visits with eBucks Travel, 40% off selected flights, and pay no charge for Global Travel Insurance.
- Accounts for the family: Get 50% off your spouse/partner’s monthly account fee and get kids FNBy & FNBy Next Accounts at no cost.
- Earn eBucks rewards: Earn and spend eBucks while you shop at Takealot, Checkers, Engen, iStore, and Clicks and get up to 55 days interest-free on purchases.
What It Costs
The FNB Private Wealth Credit Card has a monthly account fee of R295. However, you can get up to three times the value of your monthly account fee back with an FNB Private Wealth Credit Card Account.
Create and Pay with Your Own Virtual Card
The FNB Virtual Card on the FNB App is a faster, safer, and more secure way to pay for online and in-store purchases wherever you are in the world. It’s also convenient, as virtual cards can be used for FNB Pay (Tap to Pay and Scan to Pay) and all partner wallet transactions, including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, and SwatchPAY!, without the need for a physical card.
FNB Purchase Protect
Get free, immediate insurance up to R15,000 for products you buy with your virtual card.
Choose Another Option
Choose an FNB Fusion Private Wealth Account and get more value for you and your family, with access to a credit facility at a single monthly account fee.
Better Banking Benefits
Your FNB Credit Card can help with everything from planning an opulent holiday to anticipating the unexpected to simply needing an account for your larger purchases.
Applying Made Easy
Applying for the FNB Private Wealth Credit Card is easy. You can apply online, on the FNB App, or by calling your private advisor or the Private Wealth Service Suite on 087 730 6000.
Other Ways to Apply
- Apply on the FNB App
- Contact your private advisor or the Private Wealth Service Suite on 087 730 6000
- Visit your nearest Private Wealth office
Documents Required
You will require the following paperwork in order to apply for the FNB Private Wealth Credit Card:
- South African ID book (barcoded)/valid South African passport (SA resident)
- Passport with valid work/retirement permit (non-SA resident)
- Proof of residence (in your name, and not older than 3 months)
- Latest payslip or last three months’ bank statements
Auto Payment Solution
The auto payment solution uses a built-in calculator which deducts any pre-payments from the the debit order amount. On the payment due date, your amount payable (as per the payment option you have selected) will automatically be deducted from your bank account and your credit card will be credited subject to one day ‘uncleared effects’.
How to Get These Exclusive Offers
To get these exclusive offers, simply inform the cashier at iStore, The Pro Shop, or Cycle Lab to put the transaction on the FNB budget plan and select the term. FNB will then transfer the purchase to the budget facility at a competitive interest rate. The transfer may take up to 3-5 working days to go through. In the meantime, you will be charged your normal personalised interest rate.
Important Points to Remember
- Apple devices are also available via istore.co.za (select the device, select ‘Buy on FNB’ and follow the steps). Find out more on www.istore.co.za/FNB
- PlayStation consoles, games, and accessories are available on KOODOO.CO.ZA.
- You must have a limit available to cover the total amount of the purchase price and your balance will reduce by the full amount.
- Prefunding your credit card for the purchase will not qualify the transaction for the budget plan promotional rate, specifically if the limit does not cover the purchase amount. Prefunding means the purchase was not done on credit but with your own funds.
Refer to our full terms and conditions.
Get Covered
The FNB Private Wealth Credit Card offers a number of insurance benefits, including:
- Purchase Protect: Get instant insurance for items purchased with your virtual card at no extra cost.
- Top up debt protection: Premiums are calculated on the monthly average outstanding amount minus the free portion covered under Automatic Debt Protection.
- Lost card protection: Report a lost or stolen card to a dedicated, toll-free, 24-hour hotline and FNB will assist in the event of a non-PIN related fraud incident on your account before the card is cancelled.
- Automatic Debt Protection: Automatic Debt Protection covers you for the amount specified below in the event of your death or permanent disability:
| Product name | Premium | Specified maximum amount |
|---|---|---|
| FNB Petro Card (Standalone) | No charge | R1 000 |
| FNB Aspire Credit Card | No charge | R5 000 |
| FNB Premier Credit Card | No charge | R12 000 |
| FNB Private Clients Credit Card | No charge | R12 000 |
| FNB Private Wealth Credit Card | No charge | R12 000 |
Frequently Asked Questions
What is a private wealth card?
A private wealth card is a credit card designed for high-net-worth individuals who have a significant amount of investable assets. These cards typically offer a range of exclusive benefits and perks, such as travel rewards, concierge services, and access to exclusive events.
Who qualifies for a private wealth card?
To qualify for a private wealth card, you typically need to have a significant amount of investable assets. The specific requirements will vary depending on the issuer, but they may include having a net worth of at least $1 million or having investable assets of at least $500,000.
How do I apply for a private wealth card?
If you are interested in applying for a private wealth card, you can contact your bank or financial advisor. They will be able to help you determine which card is right for you and assist you with the application process.
What are the benefits of a private wealth card?
Private wealth cards offer a number of benefits that are not available with traditional credit cards. These benefits can include:
- High credit limits: Private wealth cards often have higher credit limits than traditional credit cards, which can be helpful for making large purchases.
- Travel rewards: Many private wealth cards offer generous travel rewards, such as points that can be redeemed for flights, hotels, and other travel expenses.
- Concierge services: Private wealth cardholders often have access to concierge services that can help them with a variety of tasks, such as booking travel, making dinner reservations, and finding tickets to events.
- Access to exclusive events: Some private wealth cards offer access to exclusive events, such as concerts, sporting events, and art shows.
- Insurance: Some private wealth cards offer insurance benefits, such as travel insurance and purchase protection.
Additional Resources
- [U.S. Bank Private Wealth
All savings + investment accounts
The FNB Private Wealth Credit Card is the best credit card for both your everyday and larger transactional needs because it comes with exclusive travel and lifestyle benefits. Get a bundle account at no cost to you.
Required income R1.8 million or more
A wide variety of innovative, simple and secure ways to pay with our FNB App.
Purchase Protect offers up to R15 000 cover for items purchased with your virtual credit card.
Earn up to 100% of your monthly FNB Fusion Private Wealth Account fee back in eBucks.
Get covered with Automatic Debt Protection up to R12 000 with the option to top-up cover.
Get up to 40% back on your life insurance premiums with FNB Life Insurance.
Own a durable, exclusive, one-of-a-kind, environmentally-friendly and tap-enabled metal credit card.
Take advantage of eBucks Travel to receive up to yearly complimentary SLOW Lounge visits, up to 80% off select flights, and pay nothing for Global Travel Insurance.
Receive 50% off your spouse’s or partner’s monthly account fee and receive FNBy for your kids.
Shop at Takealot, Checkers, Engen, iStore, and Clicks to earn and spend eBucks, and enjoy up to 55 days of interest-free credit on your purchases.
With an FNB Private Wealth Credit Card Account, you can receive up to three times the amount of your monthly account fee reimbursed.
At no extra cost
No matter where you are in the world, using the FNB Virtual Card on the FNB App to make payments for online and in-store purchases is quicker, safer, and more secure.
Your CVV number changes regularly. Create, cancel or temporarily block your card at any time.
Choose more value for you and your family and earn eBucks while you spend.
Additionally, virtual cards can be used in place of physical cards for all partner wallet transactions, such as Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, and SwatchPAY!, as well as FNB Pay (Tap to Pay and Scan to Pay).
Get instant insurance for items purchased with your virtual card at no extra cost up to R15 000.
Selecting an FNB Fusion Private Wealth Account can provide you and your family with additional benefits, such as access to credit at a flat monthly account fee.
Your FNB Credit Card can help with all of this and more, whether you’re planning a lavish vacation, accounting for larger purchases, or anticipating the unexpected.