Protecting What Matters Most with Universal Insurance of Plant City

Finding the right insurance provider to protect your home, auto, business, and life in Plant City can seem like a daunting task. With so many options to choose from, how do you know you’re making the right decision for you and your family? Look no further than Universal Insurance of Plant City – a trusted, experienced local agency that has been serving the Plant City community for over 36 years.

Overview of Universal Insurance of Plant City

Universal Insurance of Plant City is a full-service, bilingual insurance agency offering personalized service and a wide range of insurance products:

• Auto Insurance
• Homeowners Insurance
• Renters Insurance
• Life Insurance
• Commercial Insurance

The agency’s mission is to provide genuine, trustworthy service while developing a personal connection with each client. Their team of experienced professionals takes the time to educate clients on their insurance options to ensure they choose the right policies for their needs and budget.

Operating locally in Plant City since 1985, Universal Insurance has established deep roots in the community. They care about their neighbors and strive to give back through superior customer service.

The agency upholds strong values of integrity, empathy, and competence. They work hard to make the insurance process simple, straightforward, and stress-free for their valued clients.

Insurance Products Offered

Universal Insurance provides comprehensive insurance solutions for individuals, families, and businesses in Plant City. Their product offerings include:

Auto Insurance

Driving provides freedom and flexibility, but also comes with risks. Universal Insurance offers a variety of auto insurance policies to Plant City drivers so you can cruise around town with peace of mind. They work with top-rated national and regional insurance carriers to provide affordable coverage options including:

• Liability Coverage
• Collision and Comprehensive Coverage
• Uninsured/Underinsured Motorist Coverage
• Medical Payments Coverage
• Personal Injury Protection
• Towing and Rental Coverage

Add-on options such as roadside assistance, rental reimbursement, and mechanical breakdown insurance are also available.

Homeowners Insurance

Your home is likely your most valuable asset. Protecting your property and possessions is a top priority. The team at Universal Insurance offers home insurance policies from industry-leading carriers to safeguard everything under your roof.

Standard homeowners insurance provides protection against:

• Fire and smoke damage
• Lightning strikes
• Wind and hail damage
• Theft and vandalism
• Water and sewer backup
• Liability claims

Optional coverages include flood insurance, earthquake insurance, sewer lateral coverage, and umbrella insurance for extra liability protection.

Renters Insurance

Renting an apartment or home comes with risks too. Renters insurance can save you from financial devastation if the unexpected occurs. Universal Insurance offers renters insurance starting around $15 per month. Policies cover:

• Damage or theft of personal belongings
• Additional living expenses if your unit is uninhabitable
• Liability protection
• Loss of use coverage for storage units

Optional coverages are available for high value items like jewelry, art, musical instruments, bicycles, and electronics.

Life Insurance

Life insurance provides for your loved ones after you’re gone. The agents at Universal Insurance are equipped to assess your family’s needs and offer personalized policy recommendations. They represent many top-rated life insurance carriers offering:

• Term life insurance
• Whole life insurance
• Universal life insurance
• Final expense insurance

Your policy can include provisions for chronic illness, disability, and long-term care.

Commercial Insurance

Running a business in Plant City comes with complex risks. Universal Insurance offers a suite of commercial policies so local business owners can operate with confidence. They specialize in coverage for:

• General liability
• Commercial property
• Commercial auto
• Workers’ compensation
• Professional liability
• Cyber insurance
• Business interruption

Why Choose Universal Insurance?

With so many insurance agencies to pick from, why choose Universal Insurance of Plant City? Here are some key benefits that set them apart:

Local Experience

With deep roots in Plant City spanning over 36 years, Universal Insurance knows the community, understands local risks, and has established partnerships with trusted carriers in the region. Their longevity speaks to their stability, experience, and excellent service.

Bilingual Service

Universal Insurance provides insurance education and support in both English and Spanish. If your preferred language is Spanish, you can get your questions answered and obtain policies that provide coverage and clarity.

Personalized Approach

The agents at Universal Insurance take time to understand each client’s unique situation and risks. They don’t just look at you as a sales transaction, but as a neighbor who needs proper protection. Their consultative process and needs-based recommendations result in the right solutions at the right price.

Choice of Carriers

Universal Insurance works with an extensive network of high-quality national, regional and local insurance carriers. This gives them the ability to compare plans and pricing to find each client tailored coverage at competitive rates.

Policy Bundling

Purchasing multiple insurance policies from the same provider can save you money. Universal Insurance offers bundled packages for home, auto, and life insurance. Bundling with them simplifies your insurance portfolio with a single agency.

Convenient Payment Options

Universal Insurance accepts various payment methods for customer convenience including cash, check, debit/credit card, and electronic bank drafts. They also offer pay-in-full discounts and flexible billing cycles.

How to Get a Quote

Ready to get a quote and see how Universal Insurance can save you money while delivering premier service? Contacting them is quick and easy through the following channels:

• Phone – Call their office at (813) 752-6742 during regular business hours to speak with an agent.

• Website – Visit their website at https://univinspc.com and click “Request a Quote” to get the process started online.

• In Person – Stop by their office located at 1501 S Alexander St #101, Plant City, FL 33563.

• Social Media – Send them a direct message on Facebook and an agent will follow up with you.

The friendly bilingual team at Universal Insurance looks forward to educating you about your coverage options, finding you significant savings, and giving you peace of mind through personalized local service. Contact them today to get a free, no-obligation quote.

Frequently Asked Questions

Below are answers to some common questions regarding Universal Insurance of Plant City and their services:

Does Universal Insurance provide auto insurance discounts?

Yes, Universal Insurance provides a range of auto insurance discounts that can help Plant City drivers save money, including:

• Safe driver discount
• Good student discount
• Low mileage discount
• Anti-theft device discount
• Multi-vehicle discount
• Defensive driving discount
• Pay-in-full discount
• New vehicle discount

How can I pay my bill at Universal Insurance?

Universal Insurance offers convenient billing and payment options, including:

• Cash
• Check
• Debit/credit card
• Electronic bank draft from checking or savings account
• Installment payments
• Pay-in-full discounts

They accept Visa, MasterCard, American Express and Discover cards.

Does Universal Insurance offer free quotes?

Yes, Universal Insurance provides quick, free quotes for all insurance policies including auto, home, renters, life, and business insurance in Plant City. Their quotes are personalized based on your specific circumstances and needs.

What insurance companies does Universal Insurance represent?

Some of the top insurance carriers that Universal Insurance represents include Progressive, Travelers, Safeco, The Hartford, Foremost, Universal Property & Casualty, United Auto, and many more.

Does Universal Insurance have good reviews?

Yes, Universal Insurance maintains a 5-star reputation with extremely positive customer reviews. They emphasize friendly service, transparency, and customer satisfaction.

Closing Thoughts

Finding the right insurance does not have to be a stressful experience. The team at Universal Insurance of Plant City has spent over three decades perfecting the art of personalized insurance service and education in the Plant City area. If you’re looking for competitive rates, customized coverage and superior support for your home, auto, business and life insurance needs, look no further than Universal Insurance. Contact them today to get matched with the perfect policies for you from their diverse portfolio of trusted carriers.