Everything You Need to Know About Texas Farm Bureau Casualty Insurance Company

Texas Farm Bureau Casualty Insurance Company is a leading insurance provider for Texas residents. As part of the Texas Farm Bureau group of insurance companies, they offer a wide range of insurance products to protect Texans. This article will provide an overview of Texas Farm Bureau Casualty, the insurance coverages they provide, discounts available, how to get a quote, claims processes, and more.

Overview of Texas Farm Bureau Casualty Insurance Company

Texas Farm Bureau Casualty Insurance Company is headquartered in Waco, TX and has provided insurance products to Farm Bureau members since 1952. They now serve over 500,000 member families across Texas.

As part of Farm Bureau Financial Services, Texas Farm Bureau Casualty is focused on the insurance needs of agricultural producers but also provides insurance for homeowners, renters, automobiles, and small businesses.

Some key facts about Texas Farm Bureau Casualty:

• Specializes in farm, ranch, and agricultural insurance products
• Operates as a county mutual, meaning customers must have a Farm Bureau membership
• Has an A- or Excellent financial strength rating from AM Best
• Employs over 850 insurance agents across Texas
• Processes claims through a network of over 300 adjusters and claims staff
• Member-focused mutual company with excellent customer satisfaction

Texas Farm Bureau Casualty sells insurance directly to customers through local agents. You can get a quote and buy policies online, over the phone, or by visiting a local insurance agency office.

Insurance Products Offered

Texas Farm Bureau Casualty provides a full range of insurance options:

Auto Insurance

• Coverage for liability, collision, comprehensive, medical payments, uninsured motorist
• Usage-based program called SignalSavings for discounts based on driving habits

Homeowners Insurance

• Protection for house, other structures, personal property, liability
• Options for replacement cost and extended replacement cost coverage
• Discounts for smart home devices, new home, claim-free renewals

Renters Insurance

• Covers personal belongings against perils like theft, fire, windstorm
• Liability insurance for damage/injuries you cause at rental property
• Personal property coverage for items like electronics, furniture, clothing

Farm Insurance

• Covers barns, equipment, fencing, livestock, crops, liability risks
• Inland marine policies for farm equipment and tools
• Tailored commercial auto policies for pickups, tractors, trailers

Life Insurance

• Term life, whole life, universal life, and endowments
• Accidental death policies and children’s life insurance
• Living benefit options for terminal and critical illnesses

Commercial Insurance

• General liability, property, commercial auto, workers comp
• Professional liability options for errors & omissions
• Tailored plans for small businesses and farms

Specialty Insurance

• Classic and antique car insurance
• Mexico tourist auto insurance
• Surety bonds for auto dealers, contractors, estate executors

Discounts from Texas Farm Bureau Casualty

Texas Farm Bureau Casualty offers many ways for customers to save on their insurance premiums:

• Multi-policy discounts when you bundle auto and home insurance
• Claim-free discounts for each year you don’t have a claim
• Advanced safety features like airbags, anti-theft and alarm systems
• Defensive driver discounts for completing an approved course
• Good student discounts for young drivers with B averages
• Adult child away at school discount for parents with kids at college
• Renewal credits applied over time for continued business

Make sure to ask your Texas Farm Bureau agent about all possible discounts to reduce your insurance costs.

How to Get a Quote and Buy a Policy

Getting a quote for insurance coverage through Texas Farm Bureau Casualty is quick and easy:

• Online – visit the Texas Farm Bureau website and use the quote tool to get instant rates. You can compare policies and buy online.

• Agent – find a local agent using the agent locator tool on their website and get personalized service.

• Phone – call 800-772-6535 and speak with a representative to discuss options and get rate quotes.

You’ll need to provide details about your property, vehicles, drivers, claims history and more to get the most accurate quote. Agents can also review your current coverage and find potential gaps or cost savings.

Membership in Texas Farm Bureau is required to purchase insurance policies. Membership starts at $55 per year and gives you access to insurance plans.

How to File a Claim with Texas Farm Bureau Casualty

If you need to file an insurance claim, Texas Farm Bureau Casualty offers several easy options:

• Call 800-772-6535 for immediate assistance and to start your claim.

• Login online to your account portal and click File A Claim.

• Use the Farm Bureau Mobile App and tap Claims to start the claims process.

• Contact your Farm Bureau agent directly for personalized help submitting your claim.

When reporting your claim, provide detailed information on what happened, the date/time of loss, injuries or property damage incurred. Take photos of damage or theft if possible. Save receipts for temporary repairs or expenses related to the incident.

A Farm Bureau claims representative will contact you to investigate the claim, determine coverage, and resolve the claim through approved repairs or financial reimbursement for covered losses.

Texas Farm Bureau Casualty prides itself on fast claims resolution. The company has invested in technology and training to improve communication and simplify the claims process for customers.

Why Choose Texas Farm Bureau Casualty?

There are many good reasons for Texas residents to consider insurance from Texas Farm Bureau Casualty:

• Trusted Brand – 60+ years serving Texans and Farm Bureau members
• Highly-Rated – A- Excellent financial strength rating from AM Best
• Member-Focused – as a mutual company, customers are members
• Local Agents – access to trusted professionals in your community
• Competitive Rates – pricing aimed at keeping insurance affordable
• Superior Claims Service – fast, fair claims resolution and support
• Policy Discounts – many ways to lower your premium

As a mutual insurer focused on communities and agricultural producers across Texas, Texas Farm Bureau Casualty combines experience, competitive pricing, and excellent service.

Is Texas Farm Bureau Casualty Right for You?

Texas Farm Bureau Casualty is a great option for:

• Farmers, ranchers, and agricultural producers needing specialized farm insurance.

• Drivers, homeowners, renters and small businesses across Texas looking for quality insurance at reasonable prices.

• People interested in accessing member-focused insurance and joining their local Farm Bureau chapter.

• Anyone wanting knowledgeable local agents and superior claims service.

To get started with Texas Farm Bureau Casualty, visit their website for a free, no-obligation quote today. You can also contact a local insurance agent to learn more about available discounts, insurance coverage, and membership benefits.