Your Guide to State Farm Insurance in South Point, Ohio

When it comes to protecting your home, auto, health, and more, State Farm insurance offers comprehensive coverage options for residents of South Point, Ohio. With over 90 years of experience and 18,000 agents across the U.S., State Farm is the #1 insurer of cars and homes in America.

This in-depth guide will provide an overview of State Farm insurance, the coverage options available in South Point, Ohio, plus tips for getting the best rates.

Overview of State Farm

Founded in 1922, State Farm is headquartered in Bloomington, Illinois and operates as a mutual insurance company. This means it is owned by policyholders rather than shareholders.

Some key facts about State Farm:

• Provides auto, home, renters, life, health, and business insurance
• Over 19,000 agents nationwide
• Rated A++ (Superior) by A.M. Best for financial strength
• Ranked #1 in home and auto insurance market share
• Served over 84 million policies and accounts in 2020

State Farm agents are independent contractors who sell policies and provide customer service on behalf of State Farm. These local agents live in the South Point community and have a personal stake in protecting families.

State Farm Insurance Options in South Point, Ohio

State Farm offers a wide array of insurance products to meet the needs of South Point residents and businesses:

Auto Insurance

• Liability coverage in case you cause an accident
• Collision to cover damage to your car
• Comprehensive for damage from theft, vandalism, weather, etc.
• Medical payments or personal injury protection
• Uninsured/underinsured motorist
• Rental reimbursement
• Rideshare insurance for Uber/Lyft drivers

Homeowners Insurance

• Dwelling coverage for your home’s structure
• Personal property for possessions inside
• Loss of use to pay for lodging if home is unlivable
• Personal liability
• Guest medical coverage

Condo Insurance

• Coverage for personal property and loss of use
• Loss assessment to help pay association fees
• Personal liability

Renters Insurance

• Personal property coverage
• Loss of use expenses if rental is unlivable
• Personal liability
• Guest medical

Life Insurance

• Term life
• Whole life
• Universal life

Business Insurance

• General liability
• Workers’ compensation
• Commercial auto
• Business owners policy (BOP)

Health Insurance

• Major medical
• Supplemental plans
• Short-term health

Other Insurance

• Motorcycle
• Boat
• Personal articles/valuables
• Umbrella liability
• Pet insurance

In addition to these standard policies, State Farm agents can customize your coverage by adding optional endorsements called riders. Riders provide benefits like scheduled personal property to insure expensive items or equipment breakdown protection for appliances and systems.

How to Get State Farm Insurance Quotes in South Point

The best way to get quotes for State Farm insurance in South Point is to contact a local State Farm agent directly.

Kenny Hatfield is a trusted State Farm agent serving the South Point area. His office is located at:

212 Solida Rd Ste B
South Point, OH 45680

To get a quote, you can:

• Call Kenny’s office at 740-377-2346
• Request a quote online at www.kennyhatfield.com
• Visit Kenny’s office at 212 Solida Rd Ste B in South Point

When requesting a quote, make sure to have details available about your driver’s history, home, car(s), and health info if applicable. This allows Kenny to provide the most accurate quote possible.

Some key items that affect your State Farm insurance rates include:

Auto

• Your age, gender, marital status
• Driving history and motor vehicle records
• Type of vehicle being insured
• Desired coverage types and limits
• Location where vehicle is garaged
• Your credit-based insurance score
• Prior insurance lapse history
• Mileage

Home

• Home’s age, size, construction materials
• Location and risk of hazards like fire or theft
• Desired dwelling, personal property and liability limits
• Protective devices like alarm systems or fire sprinklers
• Claims history

Getting quotes from multiple insurers is wise, but keep in mind that State Farm offers discounts and rewards programs that can lower premiums for long-time customers.

Discounts to Lower Your State Farm Insurance Premiums

State Farm provides many discounts and ways to save, including:

• Multi-policy discounts: Bundle home and auto policies to save up to 30%.

• New car discount: Cars 3 years old or less get a new purchase discount.

• Student away discount: Kids in school 100+ miles away can reduce premiums.

• Anti-theft discounts: Savings for anti-theft devices like car alarms or home security systems.

• Accident prevention courses: Taking a defensive driving class earns a discount.

• Good driving rewards: Up to 30% off just for safe, accident-free driving.

• Welcome discount: New customers enjoy savings of up to 20% the first policy term.

• Improvements discount: Upgrades like wind mitigation or new roof on a home can lower premiums.

• Paperless discount: Go paperless to save on billing fees.

• Pay in full discount: Pay annual premium upfront rather than in installments.

Ask your State Farm agent in South Point about discounts you may qualify for to maximize your savings on premiums.

Additional Ways to Save with State Farm

Aside from discounts, State Farm offers additional programs to help South Point customers save:

Drive Safe & SaveTM: This program allows policyholders to earn discounts by sharing driving data through an app or device plugin. Safe driving means bigger monthly discounts.

Deductible Rewards®: This optional feature lets you earn $100 towards your deductible for every year of safe driving, capped at $500.

Steer Clear® Program: Young drivers can complete this training program and receive discounts up to 15% on auto coverage.

Flex Savings Account: This interest-earning account helps offset rate increases by storing any unused premium discounts.

Hyundai/Kia Build your Discount: Save up to 10% on top of other discounts by insuring your new Hyundai or Kia with State Farm.

Farm Bureau Membership Savings: Active Ohio Farm Bureau members get special discounts of up to 10% on auto policies.

Discuss these savings programs with your South Point agent when getting a quote. Every little bit helps when it comes to lowering your premium costs.

How to File a Claim with State Farm in South Point

If you experience a covered loss, accident, or damage, you’ll need to file an insurance claim with State Farm to process repairs and reimbursements.

There are two ways to get the claims process started:

Online: Create an account on StateFarm.com or via the mobile app to file a claim 24/7. Upload photos, fill out any required forms, and track status.

Call your agent: Contact Kenny Hatfield directly at 740-377-2346 during business hours or call State Farm’s 24/7 claims number at 800-SF-CLAIM. Notify them of the loss right away.

Your agent will walk you through the next steps based on the type of claim and coverage. Provide any requested documents and information promptly to speed processing.

State Farm also has a network of repair shops and contractors to make the claims experience smooth. They may even provide a rental car or out-of-pocket reimbursements while your vehicle is repaired.

Rest assured by working with your South Point agent, Kenny Hatfield, to get your claim resolved quickly and accurately.

Why Choose State Farm Insurance in South Point?

There are many great reasons South Point residents choose State Farm insurance for their protection needs:

• Trusted reputation: 90 years in business with high financial ratings
• Local agents: Neighbors in the community who get to know you personally
• Comprehensive coverage: Broad options for auto, home, health, life, and more
• Policy discounts: Numerous ways to lower your premium costs
• Rewards programs: Earn savings for safe driving and loyalty
• Superior claims service: Fast and fair claims resolution from a respected insurer
• Customer satisfaction: Consistently high ratings for service quality year after year

As the #1 leading home and car insurer nationwide, State Farm has a strong record of protecting assets while saving customers money through leading discounts.

Contact Kenny Hatfield, your local South Point State Farm agent, to receive personalized quotes and advice for all your insurance needs. With an array of policies and special discounts, State Farm offers South Point residents customized protection.