This holiday season, we’re donating $100,000 to organizations that work to provide underserved communities with food security, day shelters, and essential resources.
OnPoint is committed to excellent member experiences.
Money doesn’t care about people, but we do. When it comes to your finances, we’re in it together. With OnPoint, you can pay bills, deposit checks, and check your balance from any location. Additionally, we provide you with resources for financial education at great rates and low fees. Yet, we’re more than a place to bank.
Credit unions do well when members do well. This indicates that if you require more from your banking experience, we will be available to offer options, remove obstacles, and serve as your mentor at every step of the way. It also means that we value community because we understand that when we all work together, we are stronger. Most of all, it’s about people. People like you.
Making an impact with your OnPoint membership.
We adore being a part of our community, which is why we never stop working to make people’s lives better both now and in the future. We work hard to establish genuine relationships with the individuals and groups in our community so they are aware of who we are, what we do, and how much we care. Together, let’s build the future that we all know is possible.
We’ve been around for 90 years. We came together to support one another, and we continue to do so. That’s what community is all about.
We can preserve the beauty of the Pacific Northwest while pursuing a more sustainable future if we all work together.
Find the support you need to achieve financial wellness. Reach your goals faster with OnPoint’s interactive and self-guided resources.
By assisting teachers and students both inside and outside the classroom, we’re proud to stay true to our founding mission as a teachers’ credit union.
Today’s promotions & featured rates
Bundling with OnPoint is now even more rewarding. Earn 3. When you switch your savings to the new Premium Bundle Rewards Savings account, you will receive a 0% APY (annual percentage yield) on your first $100,000.
Additionally, just like with all OnPoint savings accounts, you can access your money whenever you want via Digital Banking, a branch, or an ATM. The Premium Bundle Rewards Savings account requires the purchase of additional goods and services.
Earn up to 00% APY with Premium Bundle Rewards Savings
Earn 3. 00% annual percentage yield on your first $100,000, then 1. 50% APY on your remaining balance. Click below for details and complete terms and conditions.
* APR = Annual Percentage Rate
Finding the ideal holiday gift for a loved one is fun and exciting. During the holiday season, a lot of businesses offer fantastic sales both online and in-person. You might be happy to discover a great deal for the gifts on your list.
You should also be on the lookout for fraud while shopping.
Prices are still at or near 40-year highs as consumers are heavily burdened by the cost of food and rent.
OnPoint and Fred Meyer are offering 10 suggestions for cutting costs at the register and reducing food waste as food and energy costs continue to have an impact on household budgets.
Note: Email should not be used to share important or sensitive information.
Your information’s security and privacy are important to us. Please refrain from sending any information deemed confidential or sensitive in nature when emailing us. If you must share any private information (such as your account numbers, social security number, etc.), ) feel free to contact me at the number on my profile or by calling 503 OnPoint Member Services. 228. 7077 or 800. 527. 3932.
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FAQ
Is a 6% interest rate for a mortgage good?
Currently, favorable mortgage rates for a 15-year fixed loan typically begin in the 5% to 6% range, while favorable rates for a 30-year loan typically begin in the 7% to 8% range. At the time this was written in Nov. 2022, the average 30-year fixed rate was 6. 61% according to Freddie Mac’s weekly survey.
Is 2.25 interest rate good for mortgage?
Whether or not you qualify for 2. 25%, rates are ridiculously low. The truth is that top-tier borrowers with excellent credit scores and 20% down payments almost always receive the lowest advertised rates. So a 2. 25% mortgage rate will be out of reach for many.
Is 2.8 a good interest rate for mortgage?
Anything at or below 3% is an excellent mortgage rate. Additionally, the more money you can save over the course of the loan, the lower your mortgage rate must be.
Is OnPoint a good bank?
It was founded in 1932, and as of June 2022, there were 56 locations, 953 employees, and 485,961 members. With an A health rating, OnPoint Community Credit Union offers CD rates that are 39% higher than the national average. Health Grade Components. OverallYear Chartered1932Employees953Primary Regulator.