Nfcu Used Car Loan Rates

This calculator does not represent current Navy Federal products or offers and is only for general educational purposes.

You can compare two loans side by side by entering the purchase price, down payment, loan term, and interest rate for each one.

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Already Have an Auto Loan with Another Lender?

Here’s your chance to refinance with Navy Federal and receive $200 if you didn’t finance your auto loan here!1

1Credit and collateral subject to approval. Existing Navy Federal loans are not eligible for this offer. Auto refinance loan must be at least $5,000. To qualify for the $200, the loan must be open for at least 60 days and have received its first scheduled payment. The money will be credited to the primary applicant’s savings account between 61 and 65 days after the loan’s origination date. Offer may end at any time. Any personal tax obligations resulting from this incentive are solely the responsibility of the recipient.

This information is meant to be general in nature and is not intended to be tax, legal, or financial advice. For detailed information on how certain laws apply to your situation and about your specific financial situation, it is always a good idea to speak with a tax or financial advisor.


What is a good interest rate for a used car?

The average auto loan rate is 5. 16% for new cars and 9. 34% for pre-owned automobiles, but shop around to find the best deal Average car loan interest rates. Credit scoreAverage APR, new carAverage APR, used carPrime: 661-780. 4. 90%. 5. 47%. Nonprime: 601-660. 7. 25%. 9. 81%. Subprime: 501-600. 10. 11%. 15. 86%.

What is Navy Federal Credit Union auto loan rate?

Auto Loan Rates 1Loan TypeUp to 36 mos. APR as low as37-60 mos. APR as low asNew Vehicle4. 54%4. 74%Late Model Used Vehicle4. 54%4. 74%Used Vehicle5. 44%5. 74%.

Does Navy Federal give good car loans?

The bottom line: Whether you need a small or large loan, Navy Federal is a great option because it has great starting rates on its auto loans. To obtain a loan from Navy Federal, you must, however, be a member. You won’t be qualified if you’re not a veteran, active military member, or family member.

Is it hard to get an auto loan with Navy Federal Credit Union?

Navy Federal Credit Union does not impose any requirements, such as minimum credit scores, aside from membership. Although, depending on the amount you want to borrow, you might need a co-applicant, it does mention that you can still get a loan if you have a limited credit history.