The New Jersey Skylands Insurance Association has been providing quality home and auto insurance to New Jersey residents for over 50 years. As a regional property and casualty insurance company, New Jersey Skylands offers customized coverage options to meet the needs of Garden State policyholders.
Overview of New Jersey Skylands Insurance Association
Founded in 1963, the New Jersey Skylands Insurance Association is based in Hawthorne and serves policyholders across northern and central New Jersey. They provide insurance products including:
- Homeowners Insurance
- Auto Insurance
- Package Policies to bundle Home and Auto
- Additional Products like Identity Theft Resolution Services and Roadside Assistance
As an insurance exchange, New Jersey Skylands is owned by its policyholder members. This allows the company to focus on providing excellent service and competitive rates, rather than turning profits for outside shareholders.
New Jersey Skylands holds an A- “Excellent” rating from A.M. Best, indicating financial strength and stability. They are licensed in New Jersey and New York.
Key Products from New Jersey Skylands
Homeowners Insurance
New Jersey Skylands offers comprehensive homeowners insurance policies to protect both homeowners and renters.
Coverage options include:
- Dwelling coverage to repair or rebuild your home
- Personal property coverage for possessions
- Loss of use to pay additional expenses if you can’t live in your residence due to a covered incident
- Personal liability protection if someone is injured on your property
Policyholders can also add coverage for risks like floods and earthquakes. discounts are available for safety features like alarms and smoke detectors.
Auto Insurance
Drivers across New Jersey rely on New Jersey Skylands for quality auto insurance. They offer a wide range of options including:
- Liability coverage for bodily injury or property damage you cause
- Comprehensive and collision coverage
- Uninsured/underinsured motorist coverage
- Medical payments coverage for injuries to you or passengers
- Personal Injury Protection (PIP) as required in New Jersey
Discounts are offered for good drivers, students away at school, anti-theft devices, and more.
Package Policies
For added convenience, New Jersey Skylands allows customers to bundle home and auto policies. This provides protection for both your vehicles and residence in one policy.
Package customers enjoy the ease of working with one insurance company, along with these advantages:
- One bill for home and auto coverage
- Multi-policy discounts
- Shared policy limits for liability protection
- Coverage matched for your needs
Additional Products
Beyond basic home and auto insurance, New Jersey Skylands offers useful extra services including:
- Identity Theft Resolution Services: Get help resolving identity theft from specialists at Identity Theft 911.
- Roadside Assistance: Access 24/7 roadside help for issues like lockouts, towing, battery jumps and flat tires. Available for all policyholders.
These extras provide peace of mind and assistance for life’s unexpected troubles.
What Sets New Jersey Skylands Apart?
As an insurance exchange owned by members, New Jersey Skylands has a unique focus on providing excellent service to policyholders across northern and central New Jersey. Here are some of their standout features:
Local Team
New Jersey Skylands is staffed by a team of insurance professionals who live and work in the communities they serve. They have specialized knowledge of the local neighborhoods, towns, and risks that New Jersey residents face.
Member Focus
The company is owned by policyholders and puts members first. There are no outside shareholders to satisfy. Instead, they can concentrate fully on offering good rates, packages tailored for members, and top-notch service.
Personalized Service
Insurance can seem complicated but the New Jersey Skylands team makes understanding policies easy. Members have access to knowledgeable local agents who will take the time to explain coverage, simplify the claims process, and answer any questions.
Giving Back
New Jersey Skylands emphasizes community support and charity. They have endowed academic scholarships at area high schools and colleges. The company also sponsors local sports teams, fire departments, and community organizations throughout their service region.
Financial Strength
With an A- rating from A.M. Best, New Jersey Skylands has strong financial standing to pay out claims. Policyholders can trust that the company will be there when they need them most.
What do Customers Say About New Jersey Skylands?
Reviews and testimonials from current and past policyholders show that New Jersey Skylands offers an outstanding insurance experience.
“I’ve had home and auto insurance with New Jersey Skylands for over 20 years. The folks there know me by name and are always so helpful. I wouldn’t go anywhere else.” – Ed L., Hackettstown
“Getting insurance for my first house was confusing but my agent explained everything clearly. I know I picked the right company with New Jersey Skylands.” – Alice P., Jefferson
“Our family has relied on New Jersey Skylands insurance for 35 years. Even when we’ve had claims, they’ve taken care of us and had us back on our feet quickly.” – Mark and Mary R., Hopatcong
“Super fast and friendly claims service! When a fallen tree damaged our roof, New Jersey Skylands had an adjuster out same day and a check in hand within a week. I’m impressed.” – Brandon and Liz K., Newton
How to Get a Quote and Start a Policy
Ready to get covered with quality insurance from New Jersey Skylands? Here are easy ways to reach out for a customized quote:
-
Call an Agent: Speak to a knowledgeable local agent ready to answer your questions and provide a quote. Call 973-427-0550.
-
Visit the Website: You can get a fast online quote at www.njsi.com and start a policy completely electronically.
-
Find an Office: Stop by one of their convenient local offices in person. They have locations in Hackettstown, Hopatcong, Sparta, and more.
New Jersey Skylands makes it simple to get covered. Agents are standing by to help you protect your home, auto, and family with the right insurance for your needs.
Allen & Allen Insurance Agency – New Jersey Skylands Insurance Company
FAQ
What is the average cost of auto insurance in New Jersey?
What type of insurance is mandatory in New Jersey?
How do I show proof of insurance to NJ DMV?
What is the insurance code 946 in New Jersey?