Finding the Right Car Insurance: Mountain America Credit Union

Choosing the appropriate car insurance is an important decision that protects you financially in the event of an accident or other covered loss. Many factors go into finding the right auto policy at a competitive rate, including your driving history, vehicle, coverage limits and more. One great option to explore is Mountain America Credit Union. Let’s take an in-depth look at their car insurance program and how it can benefit you.

Overview of Mountain America Credit Union

Mountain America Credit Union is a full-service financial institution based in Utah that serves over 1 million members across several states. They offer a wide range of products beyond just credit union accounts, including loans, credit cards, investments and insurance. Their insurance offerings are provided through TruStage, the consumer insurance branch of CUNA Mutual Group.

Mountain America’s car insurance gives members the convenience of bundling their auto policy with other financial services. Policyholders also become members and owners of the credit union. This program allows Mountain America to focus on members’ best interests rather than maximizing profits.

Why Choose Mountain America Car Insurance?

There are several key reasons to consider Mountain America auto insurance for your needs:

• Affordable Rates – Group buying power leads to competitive pricing. Discounts like multi-policy and good driver are available.

• Credit Union Membership – Gain full access to Mountain America’s products and become an owner.

• Top Notch Customer Service – Their team is dedicated to satisfying members and handling claims quickly.

• Policy Flexibility – Build the auto insurance policy you need from liability to comprehensive coverage.

• Convenient Payment Options – Pay premiums directly from your Mountain America account.

• Financial Strength – They have an A (Excellent) rating from A.M. Best for financial stability.

Overall, Mountain America’s large membership base and non-profit structure allow them to provide quality insurance at lower costs. Credit union members have access to exclusive pricing and benefits.

Car Insurance Coverages Offered

Mountain America auto insurance includes a full range of options to customize your policy:

• Bodily Injury Liability – Pays for injuries to others caused by an at-fault accident up to your limits.

• Property Damage Liability – Covers damage to another vehicle or property up to your limits if you’re at fault.

• Uninsured/Underinsured Motorist – Protects you if an at-fault driver has little or no insurance.

• Comprehensive – Covers damage to your vehicle from non-collision causes like fire, hail, vandalism or hitting an animal.

• Collision – Repairs damage to your car resulting from an accident, regardless of fault.

• Medical Payments – Provides medical coverage for injuries to vehicle occupants up to your limits.

• Personal Injury Protection – Pays for injuries to insured driver and passengers, generally regardless of fault.

• Rental Reimbursement – Provides rental car payment for a covered loss while your vehicle is inoperable.

Mountain America agents can explain these coverages and help you determine the right liability limits, deductibles and add-ons to meet state minimums and protect your assets.

Discounts and Rewards Programs

Mountain America offers several ways auto insurance members can save money on premiums:

• Multi-Policy – Bundles home and auto insurance for reduced rates.

• Good Driver – Recognizes and rewards safe driving records.

• Anti-Theft Devices – Install alarm systems, vehicle recovery devices, etc. for discounts.

• Advance Quote – Save up to 10% for getting a quote in advance before a policy expires.

• Paperless – Go paperless with e-statements to save time and money.

• Defensive Driver – Complete an approved safe driving course for a premium reduction.

• Young Driver – Offers ways for youthful drivers to save.

Mountain America also provides a unique Member Loyalty Program that allows you to earn rewards points redeemable for gift cards, travel and more. Overall, bundling different policies together is one of the best ways to maximize discounts.

How to Get a Car Insurance Quote

Contacting Mountain America for a personalized auto insurance quote is quick and convenient through these methods:

• Call – Speak to an agent at 800-748-4302 Monday to Friday from 7AM to 7PM MST.

• Website – Get an instant quote online at www.macu.com/autoquote and apply securely.

• Mobile App – Download the Mountain America app on your smartphone or tablet.

• In-person – Visit one of their many branches in Utah, Arizona, Idaho or New Mexico.

To generate accurate quotes, have details like your driver’s license, VIN, current coverage and driving history handy. Purchasing the policy takes just minutes once you accept a quote.

Why Choose Mountain America Car Insurance

Finding affordable and reliable auto insurance tailored to your situation provides peace of mind and financial protection in the event of an accident or loss. As a large credit union, Mountain America leverages group buying power to offer competitive rates only available to members. Their combination of great service, policy options and discounts make them a top choice for your car insurance needs. Check out Mountain America auto insurance today!