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Lawyer Explains Resident Relative Insurance Coverage
FAQ
What is a resident relative in Michigan auto insurance?
Resident relative means a relative of either you or your spouse who lives in the same household.
What does resident relative mean?
What Is Resident Relative? Resident relative refers to spouses and other relatives with whom an insured party shares a residence. Resident relatives are given a special status in the language of insurance policies, and, in some cases, are automatically included as an insured party.
Can someone drive my car if they are not on my insurance in Michigan?
In Michigan, there are three exceptions when someone else drives in which they may not be covered by your No Fault insurance: your policy excludes the driver, the driver lives out of state and doesn’t own a vehicle registered in Michigan, the person didn’t have permission to drive your car.
What is the new PIP law in Michigan?
The biggest change for Michigan motorists is that mandatory comprehensive lifetime no-fault personal injury protection (PIP) insurance coverage has been replaced by a tiered system that allows individuals to opt-out or purchase as little as $50,000 worth of PIP coverage for medical expenses under certain circumstances.