The Top Insurance Companies in Mesa, AZ

Mesa, Arizona is a large suburb located just east of Phoenix. With a population of over 500,000 residents, it’s the 38th largest city in the United States. Mesa is a city on the move, with new residents and businesses relocating there every day.

With so much growth and opportunity in Mesa, having proper insurance coverage is essential. Whether you need insurance for your home, auto, business, health, or life, finding the right insurance company in Mesa is key.

This article will explore the top insurance companies available to residents and businesses in Mesa, AZ. We’ll look at the highest-rated insurers based on customer satisfaction, services offered, and more.

How to Choose an Insurance Company in Mesa

With so many insurance providers to choose from, it can be tricky to select the right one. Here are some tips on choosing an insurance company in Mesa:

• Check ratings and reviews: Look at objective third-party ratings and customer reviews to gauge satisfaction levels. J.D. Power, Consumer Reports, and industry expert AM Best all provide useful ratings.

• Compare pricing: Get quotes from multiple providers to find the most competitive rates for your specific needs. Be sure to compare policy coverage in addition to premium costs.

• Consider discounts: Ask potential insurers about discounts you may qualify for based on things like your driving record, multi-policy status, home safety features, and more.

• Examine customer service: Look at complaint ratios, claims processing times, customer support channels, and digital servicing options to evaluate customer experience.

• Check financial strength: Opt for established insurers with strong financial ratings so you can rest assured they’ll be there when you need them.

Top Car Insurance Companies in Mesa

Having proper auto insurance coverage is a must for Mesa drivers. Here are some of the top insurers to consider:

State Farm

• Over 84,000 auto insurance policies in force in Mesa
• Large network of local agents
• Competitive pricing and many discounts available
• Superior financial strength rating from AM Best

Allstate

• Extensive selection of auto insurance coverages
• Convenient online quotes and policy management
• Numerous discounts like safe driving, anti-theft devices, and bundling
• Auto insurance rates below national average in Mesa

GEICO

• Low auto insurance rates with starting policies around $500/year
• Discounts for things like defensive driver courses and anti-theft devices
• Easy online quotes, policy management, and claims filing

American Family Insurance

• Discount opportunities like multi-policy, safe driver, and teen driver discounts
• Accident forgiveness protection available
• Highly-rated mobile app for managing your policy

Top Home Insurance Providers in Mesa

Finding the right home insurance in Mesa is important to protect your property against things like fire, theft, and weather damage. Here are leading home insurance companies in the area:

State Farm

• Largest provider of home insurance in Arizona
• Bundling discounts available when you add auto or life insurance
• Options like replacement cost coverage and earthquake addons

Farmers Insurance

• Comprehensive selection of home insurance coverage types
• Special pricing for new home buyers
• Robust rewards program with policy discounts

Liberty Mutual

• Discounts for home security systems, multi-policies, and claims-free customers
• Optional coverages like identity theft protection and water backup coverage

Travelers

• Competitive pricing with additional discounts available
• Streamlined online quotes, policy management and claims
• Highly-rated financial strength and claims satisfaction

Top Life Insurance Companies in Mesa

Protecting your loved ones with life insurance is a wise financial move. These top insurers offer policies to Mesa residents:

State Farm

• Term, whole, and universal life insurance options
• Policies for as little as $10/month
• Life insurance rates locked in for 10, 20 or 30 years

Northwestern Mutual

• Permanent life insurance policies that build cash value
• Disability income and long-term care riders available
• Dividend payouts on participating whole life policies

Pacific Life

• Term, universal, and indexed universal life policies
• Accelerated death benefits allowing early payout for terminal illness
• Online life insurance quotes and policy management

Guardian Life

• Robust living benefits on permanent life insurance plans
• Minimal health questions with no exam plans up to $1 million
• Term policies to age 95 and whole life to age 121

Top Business Insurance Providers in Mesa

Local businesses in Mesa need the right insurance coverage. Here are highly-rated insurers that offer business policies:

The Hartford

• Business owner’s policies with property and liability coverages
• Commercial auto insurance protecting company vehicles
• Group health, dental and disability plans for employees
• Discounts for things like claims-free history and security systems

Travelers

• General liability, professional liability, property and commercial auto
• Industry-specific policies for restaurants, contractors, retail stores, etc.
• Loss control services to identify and mitigate risks

Nationwide

• Commercial coverage including property, liability, commercial vehicles, workers comp
• Industry-tailored solutions for auto service, agriculture, wholesalers, etc.
• Risk management tools and professional business guidance

State Farm

• Competitive pricing and bundling discounts
• Streamlined online quotes, payments, and policy management
• Business policies automatically adapted as your company grows

How to Get a Quote and Buy a Policy

Ready to get covered by one of Mesa’s top insurance companies? Here’s how to get a quote and purchase a policy:

• Get quotes online – Most insurers allow you to get free, instant online quotes through their website by entering just a few details.

• Work with an agent – For guidance on coverage types and amounts, connect with a local insurance agent who can provide personalized quotes.

• Compare quotes – Get quotes from multiple providers to find your best option based on cost, coverage and service.

• Choose a policy – Select the right insurer and policy for your specific needs and budget.

• Complete application – Provide required information through the insurer’s online portal or by working with an agent.

• Pay your premium – Premium payment options generally include monthly bank withdrawals, credit card payments, or quarterly/annual billing.

Buying insurance in Mesa doesn’t have to be a hassle. Do your research, shop around for quotes, and secure coverage from a highly-rated provider. With the right insurance company by your side, you can rest assured your assets and loved ones are protected.