Top Insurance Companies in Columbus, Indiana

Finding the right insurance provider is crucial to getting the coverage you need at a price you can afford. With so many options, it can be challenging to determine which companies are the best fit for your needs if you live in Columbus, Indiana. This guide will provide an overview of top insurance carriers available in the Columbus area across auto, home, business, health and life insurance.

Auto Insurance in Columbus, Indiana

Having proper auto insurance coverage is a legal requirement in Indiana and protects you financially in the event of an accident. Here are some top auto insurance providers in Columbus to consider:

State Farm

• National carrier with local Columbus agents
• Discounts available including safe driver, good student, defensive driving courses
• Bundling discounts when you have multiple policies
• Rideshare coverage available

Allstate

• National brand with strong financial ratings
• Columbus local agents provide personalized service
• Offers accident forgiveness to avoid rate hikes
• Range of coverage add-ons including roadside assistance

Progressive

• National company with ability to start quote/policy online or with local agents
• Competitive rates including discounts for switching from another company
• Apps and tools to monitor driving habits and save
• Convenient payment and policy management options

Liberty Mutual

• BBB Accredited business with over 100 years of service
• Offers standard coverages as well as rideshare and classic car insurance
• Rewards safe driving with lower premiums
• Local agents provide personalized Columbus service

GEICO

• Known for quick online quotes and affordable rates
• Large national carrier with strong financial standing
• Discounts for military, emergency personnel and some professions
• Local agents available for personalized service

Home Insurance in Columbus

Protecting your home and possessions requires proper home insurance. Top home insurance options in the Columbus area include:

American Family Insurance

• Policies start around $20/month for home coverage
• Options to cover valuables like jewelry, art, musical instruments
• Liability protection if someone gets injured on your property
• Columbus agents provide personalized service

State Farm

• Packages available for homeowners, renters, condos and mobile homes
• Robust property coverage and liability protection
• Flood insurance options through the National Flood Insurance Program
• Bundling discounts when you add auto or life insurance

Allstate

• Options to tailor coverage like identity theft, sewer backup, remodeling
• Cover valuables including jewelry, sports equipment, electronics
• Roots & Wings program to cover childrens’ possessions while away at college
• Columbus area agents and support

Liberty Mutual

• Option to buy guaranteed replacement cost for rebuilding home
• Coverage add-ons like home sharing liability, dog liability, identity theft
• Water backup prevention discounts if you install preventive equipment
• Can bundle with auto for multi-policy discounts

Travelers

• Available discounts on smart home equipment, claim-free renewals
• Option for replacement cost up to 200% of dwelling limit
• Coverages like water backup, identity fraud, electronic data restoration
• Well-regarded for claims process and customer service

Business Insurance in Columbus

Local business owners need the right insurance mix to protect their company assets and operations. Top business insurance picks for Columbus companies:

The Hartford

• Flexible business owner policy (BOP) options
• Commercial auto, general liability, property, workers comp
• Cyber insurance and employment practice liability
• Industry-specific solutions for retail, offices, restaurants

Travelers

• Package policies available for small and mid-sized businesses
• Professional liability options for errors & omissions
• Loss control services to identify and mitigate company risks
• Local indie agents represent Travelers in Columbus

Liberty Mutual

• Workers compensation, general liability, commercial auto
• Tailored plans based on your exact business and risks
• Discounted insurance for eligible safety improvements
• Local agents provide personalized service

Progressive Commercial

• Workers comp, general liability, property, auto coverage
• Online quotes and policy management make it simple
• Package discounts when you bundle multiple policies
• Options for both small and large businesses

State Farm

• Commercial packages combining general liability, property, auto
• Industry-specific solutions for contractors, restaurants, offices
• Business continuation to reimburse for lost income if disaster strikes
• Local State Farm agent relationships and support

Health Insurance in Columbus

Selecting healthcare coverage can be complex with many plan options. Top health insurance carriers in Columbus include:

Anthem Blue Cross Blue Shield

• Range of PPO, HMO, POS and HDHP options
• Large national carrier with extensive provider networks
• Accredited with top ratings from third-party evaluators
• Member perks include gym discounts, vision discounts, health coaching

UnitedHealthcare

• Individual and family plans with range of deductibles
• Small business group health plans
• Extensive provider network including Ruth Lilly Center, Columbus Regional
• Digital resources and administrative ease for members

Cigna

• Individual, family, Medicare Advantage selections
• Focus on whole person health with wellness incentives
• Discounts at local gyms like 10th Street Snap Fitness
• Programs to help manage complex conditions

Aetna

• HMO and PPO options for individuals and families
• Student health plans through local colleges
• Innovative digital tools to manage benefits
• Large, national carrier with strong financial ratings

Humana

• Medicare Advantage, Medicaid, and individual plan offerings
• Programs to improve population and member health
• National carrier with strong customer satisfaction scores
• Discounts on gym memberships, vision and dental care

Life Insurance in Columbus

Life insurance provides essential financial protection for your family and loved ones. Leading life insurance carriers in Columbus include:

State Farm

• Offers permanent and term life insurance options
• Living benefits if diagnosed with terminal illness
• Ability to convert term policies to permanent coverage
• Local Columbus agents provide personalized service

Northwestern Mutual

• Permanent life insurance with cash value savings
• Disability coverage options
• Estate and business planning services available
• Strong dividend payout history

Lincoln Financial

• Term, permanent, universal and survivorship life products
• Accelerated death benefits if diagnosed with chronic illness
• Options to cover funeral/final expenses
• Industrial-leading financial strength

Pacific Life

• Universal, indexed, variable, and term life choices
• Products tailored for estate planning and business needs
• Top ratings for financial strength
• Columbus area agents provide consultative guidance

Banner Life

• Pure term life insurance, ideal for family breadwinners
• Can later convert term policy to permanent insurance
• Online process supplements local agent support
• Low initial prices on high coverage amounts

Finding the right insurance doesn’t have to be a headache. These highly-rated insurance companies offer quality coverage options for Columbus residents across auto, home, health, life, and business insurance. Partner with a trusted local insurance agent to discuss your specific situation and protection needs.