It’s difficult to beat a credit card with a chic, modern design, even though many customers are more concerned with the features and advantages their rewards credit card offers.
Indeed, American Express Trendex research reveals that almost 60% of consumers would choose to customize the design of their credit card if given the option, and 339 percent of them state that the appearance and feel of the card are significant to them.
Fortunately, Amex customers don’t have to decide between look and substance any longer. On Feb. 4, 2021, American Express began offering the metal rose gold card design for the American Express® Gold Card. You can be confident that the rose gold card option will be available when you’re ready because this change is permanent.
The card issuer claims that a prior limited edition of the rose gold card left such an impression that it was impossible to ignore.
“When we introduced the limited-edition design a few years ago, our rose gold design quickly became a cardmember favorite, so we knew we needed to bring it back as an option to choose from permanently,” said American Express executive vice president of global premium products and benefits Rachel Stocks in a press release.
Whether or not you should apply for it really depends on how you spend your money, which Amex cardholder benefits are most important to you, and what kind of rewards you want to accrue.
Yo, credit card enthusiasts! Are you looking to add a touch of elegance and luxury to your wallet? Then look no further than the Amex Rose Gold Card, a stunning and rewarding credit card that’s perfect for those who love to indulge in life’s finer things.
But how do you get your hands on this coveted card? Don’t worry, fam, we’ve got you covered. In this comprehensive guide, we’ll walk you through the process step-by-step, so you can flaunt your Rose Gold Card in no time.
Step 1: Apply for the Amex Gold Card
The Amex Rose Gold Card is actually a variant of the Amex Gold Card, which means you can’t directly apply for it. Instead, you’ll need to apply for the regular Amex Gold Card and then request a Rose Gold version.
Here’s how to apply:
- Head over to the American Express website and click on the “Apply Now” button for the Amex Gold Card.
- Fill out the application form with your personal information, income, and employment details.
- Review and submit your application.
Step 2: Get Approved
Once you’ve submitted your application, American Express will review your creditworthiness and make a decision. The approval process typically takes a few days, but it can sometimes take longer.
Here are some factors that can affect your approval odds:
- Credit score: You’ll need a good to excellent credit score (generally 700 or higher) to be approved for the Amex Gold Card.
- Income: American Express will also consider your income when making a decision.
- Debt-to-income ratio: Your debt-to-income ratio should be low to show that you can manage your finances responsibly.
Step 3: Request Your Rose Gold Card
Congratulations! You’ve been approved for the Amex Gold Card. Now, it’s time to get your hands on that gorgeous Rose Gold version.
Here’s how to request your Rose Gold Card:
- Call American Express customer service at (800) 528-4800 or the number on the back of your card.
- Tell the representative that you’d like to request a Rose Gold version of your Amex Gold Card.
- They will process your request and send you your new card within 5 to 7 business days.
Step 4: Start Earning Rewards
Now that you possess the Amex Rose Gold Card, it’s time to begin accruing points. The Amex Gold Card offers a plethora of benefits, including:
- 4X points on restaurants (including takeout and delivery)
- 4X points on U.S. supermarkets (up to $25,000 per year)
- 3X points on flights booked directly with airlines or on amextravel.com
- $120 in Uber Cash per year
- $120 in dining credits per year
- $100 hotel credit per year
The Amex Rose Gold Card is the ideal credit card for people who enjoy dining out, traveling, and shopping because of all these fantastic features.
So, what are you waiting for? Apply for the Amex Gold Card today and start enjoying the Rose Gold life!
P.S. Don’t forget to check out our other articles on credit cards and personal finance. We’ve got tons of tips and tricks to help you maximize your rewards and save money.
What is the Amex Rose Gold card?
Aside from the former’s unique hue, the Amex Rose Gold Card is identical to the Amex Gold Card. Both color choices accrue points in the profitable and well-liked American Express Membership Rewards program and have the same rewards program and cardholder benefits.
Keep in mind that Amex Membership Rewards are one of the most flexible rewards currencies you can earn. You can use Amex Membership Rewards to book travel through AmexTravel. com or for point transfers to Amex airline and hotel partners. In the interim, Amex Membership Rewards points can be redeemed for gift cards, statement credits, direct retailer purchases, and more.
Notable features of the Amex Gold Card
Before you apply for the Amex Gold Card, consider its many key features:
- Spend $4,000 within the first six months of opening your account to receive 60,000 Membership Rewards points.
- Get 4X points for dining out (as well as for takeout and delivery in the U S. ) and on up to $25,000 spent at U. S. supermarkets annually (after which 1X), 3X points on airline or AmexTravel-booked travel com and 1X points on other purchases (terms apply).
- Get a $100 activity credit on trips costing more than $3,000 when you book them through amextravel and a participating supplier. com.
- Receive a $100 hotel credit from The Hotel Collection for meeting certain requirements.
- Earn up to $120 in Uber Cash annually, which can be applied to U S. Uber Eats purchases and rides (awarded as $10 Uber Cash credits each month)
- Receive annual credits worth up to $120 that can be used for Grubhub, Seamless, Boxed, and other participating partners (enrollment required; credits are distributed monthly in $10 statement credits).
- A flexible financing option called Pay It Plan It is available (eligibility for the program based on account and credit history)
- No foreign transaction fees.
- Pay Over Time comes with a variable APR of 17. 49% to 24. 49% on eligible purchases, based on your creditworthiness.
- A $250 annual fee.
- Authorized users are exempt from an annual fee (up to five, after which each additional card costs $35).
Amex Rose Gold Card is Back – Here’s How to Get it…
FAQ
How do I qualify for an American Express Gold Card?
Is Amex rose gold permanent?
How much income do you need for Amex Gold?
Does Amex rose gold have a limit?
Does American Express offer rose gold?
Now, American Express is permanently offering the Rose Gold metallic hue, giving new Card Members even more options as they find their ultimate dining Card.
What is the difference between Amex gold and AMEX rose gold?
There is no difference between the Amex Gold card and the Amex Rose Gold except for the color you choose. Offer captured on July 22, 2022, and may not be available to all applicants. Image Credit: American Express If you don’t currently have the Amex Gold card, all you have to do is select it when applying.
What is a gold & rose gold credit card?
Choose the color that suits your style: Gold or Rose Gold. The card’s top-notch benefits include 4X points on restaurants and up to $25,000 in spending at U.S. supermarkets, plus points on travel. Whether your color is Gold or Rose Gold, the Card comes with $10 a month in Dining credits, and $10 a month in Uber Cash, both up to $120 every year.
Can I Change my American Express Gold Card to rose gold?
A look at how existing cardholders of the American Express Gold Card can request a change to the Rose Gold version with a simply phone call.