How to Contact Honda Gap Insurance – Phone Numbers, Email & More

If you recently financed or leased a Honda vehicle, you may have been offered Honda gap insurance to protect yourself in case of a total loss. But what if you have questions about your Honda gap coverage or need to file a claim? This comprehensive guide will cover everything you need to know about contacting Honda gap insurance.

What is Honda Gap Insurance?

Honda gap insurance, also known as Honda Care, provides financial protection if your new Honda is totaled or stolen. It covers the “gap” between what your car insurance pays and what you still owe on the loan or lease.

For example:

• You owe $20,000 still on your Honda loan
• Your car is totaled in an accident
• Insurance only pays out $15,000 for the value of the car
• Gap insurance covers the $5,000 difference

This saves you from owing thousands out-of-pocket after an incident. Gap insurance can be purchased when financing or leasing a new Honda vehicle.

Why Might You Need to Contact Honda Gap Insurance?

There are several common reasons you may need to get in touch with Honda’s gap insurance provider:

• Ask questions about your policy coverage
• Change your address or contact information
• Cancel your policy if you pay off your loan early
• File a gap insurance claim after a total loss
• Get proof of gap insurance for your lender
• Report selling your vehicle
• Verify policy details like effective dates

Reaching out to confirm policy details or ask questions can prevent headaches later if you need to use your gap coverage.

How to Contact Honda Gap Insurance

Honda gap policies are administered by Saccucci Honda in Rhode Island. Here are all the ways to get in touch with them:

• Phone: (855) 722-2822

• Alternate Phone: (800) 999-5901

• Email: Use the contact form at www.saccuccihondacare.com/contact_us.php

• Mail: Saccucci Honda, 1350 W Main Rd, Middletown, RI 02842

The fastest option is to call their toll-free number at (855) 722-2822. This will connect you directly to Saccucci Honda’s gap insurance department.

Phone support is available during East Coast business hours. Be sure to have your policy number handy when you call.

What Information to Have Ready

Before contacting Honda gap insurance, have these details ready to help expedite your request:

• Your full name
• Gap insurance policy number
• VIN of your Honda vehicle
• Current mileage on your vehicle
• Loan or lease numbers
• Date of total loss if filing a gap claim

Having this information available allows the gap insurance staff to quickly pull up your policy and address your needs.

How to Cancel Your Honda Gap Policy

If you pay off your Honda loan early, you’ll want to cancel gap coverage to stop paying unnecessary premiums. To cancel, contact Honda gap insurance using one of these methods:

• Call (855) 722-2822 and request to cancel
• Email your cancellation request to the address on www.saccuccihondacare.com
• Mail a signed letter requesting cancellation to Saccucci Honda

Be sure to provide your full name, VIN, policy number, and date you wish to cancel. You’ll typically get a prorated refund of any unused portion of premiums paid.

What to Do in Case of a Total Loss

If your new Honda is declared a total loss after an accident or theft, here are the steps to utilize your gap insurance:

• File a claim with your regular car insurance company if you haven’t already
• Obtain the total loss payment documentation from your insurer
• Contact Honda gap insurance as soon as possible at (855) 722-2822
• Notify them of the total loss date, claim details, and settlement amount
• Submit requested documents like police reports and your insurer’s valuation
• Gap insurance will pay your lender directly for any remaining loan balance

This convenient process takes the financial stress out of a total loss. Honda gap insurance does the legwork of coordinating with your lender.

Can You Transfer a Honda Gap Policy?

If you sell your Honda vehicle privately before the loan payoff date, you can transfer the remaining gap coverage to the new owner. To transfer, you need to call Honda gap insurance and provide:

• Your policy number
• VIN
• New owner’s name and contact information
• Loan balance
• Odometer reading
• Transfer date

There is no fee to transfer your policy to a private buyer. However, the coverage does not transfer if you trade-in or sell the vehicle to a dealer.

The Bottom Line

Hopefully this guide gave you a better understanding of how to get in touch with Honda gap insurance for any policy questions or claims needs. Having their phone number handy means you can get fast answers about your gap coverage.

Gap insurance helps take the stress out of accidents and financial loss. By contacting Saccucci Honda at (855) 722-2822, you can confirm you have proper gap policy documentation and understand the claims process in case it’s ever needed. Protect yourself and your Honda lease with gap insurance from a leading provider.