Your Guide to Hartford Insurance Company of the Southeast

The Hartford Financial Services Group, commonly known as The Hartford, is one of the largest and oldest insurance companies in the United States. Headquartered in Hartford, Connecticut, The Hartford has regional offices throughout the country, including Hartford Insurance Company of the Southeast. This article will provide an in-depth look at The Hartford’s southeast division, the types of insurance it offers, customer service, ratings, and more.

Overview of Hartford Insurance Company of the Southeast

Hartford Insurance Company of the Southeast is the regional office that serves The Hartford customers in southeastern states including Florida, Georgia, North Carolina, South Carolina, Alabama, Mississippi, and Tennessee among others. It offers a wide range of insurance products for individuals and businesses.

As a division of The Hartford Financial Services Group, Hartford Insurance Company of the Southeast has the financial strength and history of a Fortune 500 company that was founded in 1810. However, its local office provides personalized customer service with agents living and working throughout the region.

Insurance Offered

Hartford Insurance Company of the Southeast provides all major lines of insurance coverage including:

Auto Insurance

• Coverage for liability, collisions, comprehensive, uninsured motorists, rental reimbursement, and more
• Discounts for safe driving, anti-theft devices, bundling policies, and more
• Convenient pay-in-full discounts and payment plan options

Homeowners Insurance

• Protection for your home, belongings, and liability exposures
• Options to cover floods, earthquakes, water backups, and identity theft
• Discounts for bundling, claim-free driving, new home, and more

Renters Insurance

• Affordable policies starting around $10 per month
• Coverage for personal belongings against theft, fire, and natural disasters
• Liability protection if guests are injured in your rental

Condo Insurance

• Covers personal property and liability exposures
• Options for loss assessments, replacement cost coverage, and water backup
• Discounts for gated communities, associations, and more

Motorcycle Insurance

• Coverage for liability, collision, comprehensive, accessories, trip interruption
• Discounts for safety courses, anti-theft devices, combined policies
• Roadside assistance, towing, and rental reimbursement

Boat Insurance

• Agreed value coverage and total loss replacement
• Protection for liability, wreckage removal, fuel spills, medical payments
• Discounts for ownership, combined policies, safety courses, and more

Business Insurance

• General liability, property, vehicle, worker’s compensation, umbrella, and cyber policies
• Professional liability options for doctors, lawyers, consultants, and more
• Business owner’s policies (BOPs) that bundle common coverages

In addition to these standard policies, Hartford Insurance Company of the Southeast offers specialized coverage like collector car insurance, identity theft protection services, renters insurance for college students, and more.

Working with Local Agents

While customers can manage Hartford policies online, many prefer to work with a local insurance agent. Hartford Insurance Company of the Southeast provides access to independent and captive agents throughout the region with deep knowledge of state insurance regulations and local risk exposures. Agents can provide guidance on:

• Selecting the right types and amounts of coverage
• Finding discounts unique to each state
• Managing billing and payments
• Assisting with Hartford claims
• Conducting an annual policy review

Hartford agents also act as advocates for policyholders. They can explain coverage details in simple terms, provide ongoing policy service, and negotiate on your behalf if any issues arise.

Customer Service Ratings

Hartford Insurance Company of the Southeast helps support The Hartford’s solid reputation for customer service:

• A+ rating from Better Business Bureau – This is the top BBB grade representing a strong customer service commitment.

• 4/5 stars from customers – Independent review sites like Trustpilot show high customer satisfaction across The Hartford brand.

• Claims satisfaction awards – The Hartford has consistently earned high claims satisfaction marks from J.D. Power and Associates.

• 24/7 policyholder support – Customers can easily report a claim or ask questions about their policy any time.

• Online account management – Policyholders can pay their bill, request changes, file claims, and more through The Hartford’s website and mobile app.

Financial Strength & Stability

As one of the largest carriers in the U.S., The Hartford has exceptional financial strength:

• Over 200 years in business – Founded in 1810, The Hartford has a long history of keeping promises.

• A+ rating from A.M. Best – This superior rating reflects The Hartford’s ability to pay out claims.

• $25.2 billion in revenue – As a Fortune 500 company, The Hartford has immense resources to handle claims.

• 36+ million customers – The large policyholder base adds financial stability.

Bundling Insurance for Savings

Like many carriers, The Hartford offers bundling discounts when you buy multiple policies from them. Having coverage like home, auto, condo, and more with Hartford Insurance Company of the Southeast can save you 10% or more. This incentive makes The Hartford an attractive option for convenience and savings.

Hartford’s AARP Program

An interesting offering from The Hartford is their exclusive partnership with AARP. The Hartford provides certain auto and home insurance plans to AARP members featuring benefits like:

• Discounts for bundling auto and home together
• Multi-car savings if insuring more than one vehicle
• Defensive driver discounts for experienced drivers
• Special low rates for renters
• Accident forgiveness so your premium doesn’t increase after a claim
• 24/7 claims service and roadside assistance

The program is available to AARP members in most states. Drivers do not have to be retirement age to qualify. However, those over 50 tend to see the lowest rates based on experience. This program is ideal for mature drivers looking for robust coverage and discounts.

Is Hartford Right for You?

Hartford Insurance Company of the Southeast is a leading choice for insurance in the region. Key reasons to consider The Hartford include:

• Long history with financial stability – Ideal if you value an established brand.

• Quality customer service – The Hartford invests heavily in customer satisfaction.

• Convenient bundling – Bundling home and auto insurance saves you money.

• AARP discounts – Exclusive access to special rates and perks for members.

• Strong local presence – Agents with knowledge of state insurance regulations.

However, make sure to shop around and compare quotes. While Hartford is competitively priced, another insurer may offer you an even better value based on your unique situation. Connect with an independent agent to review all your options.

Getting a Quote from Hartford

If you are interested in getting a quote from Hartford Insurance Company of the Southeast, you have a few options:

• Call the local office – Look up contact info for your state on Hartford’s website and call for personalized service.

• Visit a local agent – Search for agents in your area and schedule an appointment.

• Get a quick quote online – Fill out basic details on Hartford’s website to estimate rates.

• Use an independent agent – An independent agent can get you quotes from Hartford and other top insurers.

Make sure to discuss any discounts you may qualify for to get the most accurate pricing. Providing details on your home, vehicles, driving records, and insurance history allows Hartford to tailor quotes to your situation.

The Hartford Can Help Protect What Matters Most

With exceptional financial strength, great customer service, and convenient bundling, Hartford Insurance Company of the Southeast is a leading choice. Their local presence and expertise help protect millions of policyholders throughout the region. Visit Hartford’s website today to learn more and request a free quote.