Calculate your payment now using our Manufactured home mortgage calculator. Up to 100% of manufactured, modular, and site-built homes in all 50 states are funded nationwide.
We consider ourselves experts in the manufactured home loan community, and our clients agree, consistently awarding us five stars for exceptional commitment to service. Serving clients for over 25 years as a team,
Give us a call, or for the fastest service, complete an eligibility request, and let us get to work for you as soon as you determine the mortgage payment and the loan amount you believe you can afford. We’re here to help you get pre-qualified for the ideal loan around the clock.
5 Star Manufactured Lender Reviews That WOW!
Richie, OK. I’ve been selling real estate for more than 22 years, and you’ve officially done something I’ve never seen. VA loan for 224 acres with a manufactured home closed Congratulations and thank you! I’ll admit that when James told me you were going to finish this VA Loan, I was skeptical (more like pessimistic). And because I had witnessed so many VA Lenders fail miserably just before the Closing, I had many doubts along the way. BUT. Occasionally, I come across someone who has helped my clients in an Outstanding Way, so CONGRATS on a JOB WELL DONE! I’m now a fan of you and your work, and You are one of these. It would be an honor for me to recommend you and your offerings to other Agents in our organization, and I plan to do just that. Once I’ve somewhat caught up on my work, I’ll give you a call. learn more about how I can perform my duties more effectively during the subsequent VA transaction.
~Tom K. Realtor
Using Our Manufactured Home Loan Calculator Gives An Estimate, Let’s Get You Your True Maximum Amount & Answer Any Questions You May Have!
For your manufactured or modular home, we have over 100 years of combined experience working with clients just like you to secure an affordable fixed-rate mortgage. It all starts here, start now, and we promise to never spam you, sell your information, annoy you with robocalls, or provide anything other than a clear, transparent conversation, from start to finish.
We Are Dedicated To Helping You Achieve The Loan You Desire.
Manufactured Nationwide is proud to offer diligent bankers who put in the effort to produce outstanding results. Programs are available to those who have had their loan applications rejected by other banks, or you may need a dedicated banker who will fight for your loan. We are prepared to help you reach your objectives, bringing more than 100 years of experience in the mortgage industry. With Manufactured Nationwide’s specially crafted loans, you can build, buy, refinance, or renovate anything from double to triple-wide homes to barndominiums and SIP panel construction.
Is it harder to get a loan for a manufactured home?
It can be challenging to finance a mobile or manufactured home, especially if you want to do so with a mortgage. You must fulfill many conditions and requirements in order to be approved for a mortgage because most lenders don’t consider manufactured or mobile homes to be real property.
Are manufactured home mortgage rates higher?
Chattel loans, which are frequently associated with higher rates and are intended for mobile homes and non-stationary property, account for over 40% of loans for manufactured homes. Numerous manufactured loan programs, including those offered by the VA and USDA, don’t require a down payment, which is frequently correlated with a higher interest rate.
What is the max LTV for a manufactured home?
Loan Purpose, Occupancy, and Maximum LTV/CLTV Purchase/LCOR: 97% LTV/CLTV (Note: The maximum LTV for ARMs is 95%, and all other Selling Guide requirements for 97% LTV apply, including the first-time home buyer requirement for non-HomeReady loans. ).
What is the oldest mobile home FHA will finance?
Financing mobile homes as real estate Typically, to be eligible for a mortgage, a mobile home must have been built after 1976. We’ll explain this further down.