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FAQ
Does a cosigned loan show up on credit report?
Depending on your credit history, anything you cosign will appear on your credit report as if it were your own loan, which could negatively affect your credit scores. Although cosigning a loan won’t necessarily have a negative impact on your finances or your relationship with the borrower, you shouldn’t take this decision lightly.
Who gets the credit on a cosigned loan?
If the primary signer stops making payments or is unable to make payments, the cosigner is responsible for repaying the loan. The loan becomes part of the co-signer’s credit history.